CIB
Grupo Cibest SA
$80.21
▲ 1.3%Updated Today 12:11 PM ET
CIB at a glance — five pillars scored 0–100 from real filed financials.
Overall: Strong · 79/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▲ Up 74.4% over the last 12 months
Market Cap
$18.03B
P/E
11.1x
Forward P/E (est.)
7.93x
ROE
15.4%
Revenue Growth
60.4%
EPS Growth
54.3%
Profit Margin
20.3%
FCF Yield
—
Debt / Equity
0.7x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
7.8%
Implied Growth (rev. DCF)
—
Rating Score
79/100
Grupo Cibest SA (CIB) is a large-cap company in the Banking industry, part of the Financials sector of the S&P 500, with a market value around $18.03B.
Our model rates CIB Strong (79/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what CIB's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. CIB trades near $80.21, above its 50-day average ($72.03) and 200-day average ($67.78). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 51 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently negative — short-term momentum is fading.
Volatility — ATR. Average True Range is the typical daily move. CIB's is $2.42 (~3.0% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month CIB found buyers near $70.37 (support) and sellers near $87.68 (resistance); its 52-week range is $43.20–$87.68. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.1× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Where CIB sits versus its Financials sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 95 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How CIB stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (181 S&P 500 companies), CIB ranks #10 of 181 by our overall rating. It trades at a discount versus the sector on earnings (11.1x P/E vs. 15.3x median) with a higher return on equity (15.4% vs. 13.6%) and faster revenue growth (60.4% vs. 15.5%).
P/E vs sector
11.1x
median 15.3x
ROE vs sector
15.4%
median 13.6%
Growth vs sector
60.4%
median 15.5%
Sector rank
#10
of 181 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 181 S&P 500 names in the sector. Educational, not a recommendation.
The case for CIB:
- Revenue is growing 60.4% a year, a sign of real demand.
- High net margins (20.3%) point to pricing power or efficiency.
- Strong return on equity (15.4%) shows capital is put to work well.
- Pays a 7.8% dividend on top of any price gains.
- Our model's overall read is Strong (79/100).
The case against CIB:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Grupo Cibest SA is a large-cap financials business still growing nicely, with solid profitability, and a heavier debt load to watch. It trades at 11.1x earnings, which our model scores Strong (79/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
CIB — frequently asked questions
Is CIB a good stock to buy?
We don't give buy or sell advice. Our model rates Grupo Cibest SA Strong (79/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is CIB's rating on The Stocks School?
Grupo Cibest SA currently scores 79/100 (Strong) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does CIB's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Grupo Cibest SA's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for CIB calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this CIB analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell CIB. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.