NAVN
Navan Inc
$29.76
▲ 1.9%Updated Today 11:10 AM ET
NAVN at a glance — five pillars scored 0–100 from real filed financials.
Overall: Unrated · 0/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
Market Cap
$0.00
P/E
—
Forward P/E (est.)
—
ROE
—
Revenue Growth
—
EPS Growth
—
Profit Margin
—
FCF Yield
—
Debt / Equity
—
ROIC
-11.0%
Interest Coverage
—
Current Ratio
4.31x
Dividend Yield
—
Implied Growth (rev. DCF)
—
Rating Score
0/100
Navan Inc (NAVN) is a small-cap company in the Hotels, Restaurants & Leisure industry, part of the Consumer Discretionary sector of the S&P 500.
In its latest reported year it generated about $702.26M in revenue and posted a net loss of $398.03M.
Our model rates NAVN Unrated (0/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
2Y CAGR
32.1%
Revenue moved from $402.26M in 2024 to $702.26M in 2026, a 32.1% compound annual growth rate. The most recent year was roughly steady year over year. Slower, mature growth is common for established businesses.
Gross Margin
71.3%
Operating Margin
-28.0%
Net Margin
-56.7%
ROE
—
Total Debt
$124.49M
Net Debt
-$393.89M
Net cash position
Net Debt / EBITDA
—
Debt / Equity
—
Leverage: debt-to-equity is n/a, with a current ratio of 4.3x. Detailed balance-sheet leverage is limited for this name. It carries roughly $124.49M of total debt against $518.38M of cash.
Operating CF
$33.67M
Free Cash Flow
$32.75M
FCF Margin
4.7%
In the latest year Navan Inc produced about $33.67M of operating cash flow and $32.75M of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
P/E
—
P/S
—
P/B
—
EV / EBITDA
—
NAVN trades at n/a trailing earnings. With no positive trailing earnings, value it on sales, cash flow, or growth rather than P/E.
A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.
DCF fair value / share
$12.28
Current price
$29.76
Starting FCF (latest 10-K)
$32.75M
Growth, years 1–5
4.0%
Fade to terminal, years 6–10
2.5%
Discount rate
9.0%
Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.
Where NAVN sits versus its Consumer Discretionary sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 85 Consumer Discretionary companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How NAVN stacks up against its Consumer Discretionary peers — valuation, profitability, and growth versus the sector median.
In the Consumer Discretionary sector (158 S&P 500 companies), NAVN ranks #127 of 158 by our overall rating.
P/E vs sector
—
median 26x
ROE vs sector
—
median 26.2%
Growth vs sector
—
median 6.8%
Sector rank
#127
of 158 by rating
Peers are the closest Consumer Discretionary companies by sub-industry and size. Sector median is across all 158 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $29.76 today · expected CAGR -23% – -15%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $758.45M | $819.12M | $884.65M | $955.42M | $1.03B |
| Net income | $22.75M | $24.57M | $26.54M | $28.66M | $30.96M |
| EPS | $0.50 | $0.54 | $0.58 | $0.63 | $0.68 |
| Share price (low) | $5.96 | $6.44 | $6.96 | $7.51 | $8.11 |
| Share price (high) | $9.94 | $10.73 | $11.59 | $12.52 | $13.52 |
| CAGR (low–high) | -80% / -67% | -53% / -40% | -38% / -27% | -29% / -19% | -23% / -15% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for NAVN:
- As an established S&P 500 member in Consumer Discretionary, it brings scale and a long operating history.
The case against NAVN:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: Navan Inc is a small-cap consumer discretionary business growing at a mature pace, with modest profitability, and a heavier debt load to watch. It trades at n/a earnings, which our model scores Unrated (0/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Latest SEC Filings
NAVN's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen.
NAVN — frequently asked questions
Is NAVN a good stock to buy?
We don't give buy or sell advice. Review Navan Inc's fundamentals, valuation, and 5-year financials on this page, then make your own decision — and consider a licensed professional.
Where does NAVN's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Navan Inc's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for NAVN calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this NAVN analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell NAVN. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.