NIO
NIO Inc
$5.06
▲ 5.6%Updated Today 12:11 PM ET
NIO at a glance — five pillars scored 0–100 from real filed financials.
Overall: Weak · 30/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▲ Up 43.3% over the last 12 months
Market Cap
$11.38B
P/E
—
Forward P/E (est.)
—
ROE
-99.5%
Revenue Growth
48.8%
EPS Growth
—
Profit Margin
-9.1%
FCF Yield
—
Debt / Equity
4.57x
ROIC
—
Interest Coverage
—
Current Ratio
0.98x
Dividend Yield
—
Implied Growth (rev. DCF)
—
Rating Score
30/100
NIO Inc (NIO) is a large-cap company in the Automobiles industry, part of the Consumer Discretionary sector of the S&P 500, with a market value around $11.38B.
In its latest reported year it generated about $12.51B in revenue.
Our model rates NIO Weak (30/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what NIO's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. NIO trades near $5.06, below its 50-day average ($5.59) and 200-day average ($5.76). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 44 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. NIO's is $0.21 (~4.2% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month NIO found buyers near $4.66 (support) and sellers near $5.61 (resistance); its 52-week range is $3.38–$8.02. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.6× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
4Y CAGR
21.9%
Revenue moved from $1.12B in 2019 to $12.51B in 2025, a 49.4% compound annual growth rate. The most recent year grew a strong 48.8% year over year. Consistent top-line growth is one sign of healthy demand.
Gross Margin
13.6%
Operating Margin
-16.0%
Net Margin
-9.1%
ROE
-99.5%
NIO Inc keeps about -9.1% of each sales dollar as net profit, with a 13.6% gross margin and -16.0% operating margin. Return on equity is -99.5%. The company is currently unprofitable on a net basis.
Total Debt
$818.54M
Net Debt
-$793.64M
Net cash position
Net Debt / EBITDA
—
Debt / Equity
4.57x
Leverage: debt-to-equity is 4.6x, with a current ratio of 1.0x. That is elevated leverage, which raises risk if earnings or rates move against it. It carries roughly $818.54M of total debt against $1.61B of cash.
Operating CF
$427.94M
Free Cash Flow
-$439.38M
FCF Margin
-3.5%
In the latest year NIO Inc produced about $427.94M of operating cash flow but negative free cash flow as it invested heavily. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
P/E
—
P/S
0.88x
P/B
18.13x
EV / EBITDA
—
NIO trades at n/a trailing earnings, 0.9x sales, and 18.1x book value. With no positive trailing earnings, value it on sales, cash flow, or growth rather than P/E.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $5.06 today · expected CAGR 18% – 31%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $18.14B | $26.30B | $38.14B | $55.30B | $80.19B |
| Net income | $544.21M | $789.10M | $1.14B | $1.66B | $2.41B |
| EPS | $0.22 | $0.32 | $0.46 | $0.67 | $0.97 |
| Share price (low) | $2.64 | $3.83 | $5.55 | $8.05 | $11.67 |
| Share price (high) | $4.40 | $6.38 | $9.25 | $13.41 | $19.45 |
| CAGR (low–high) | -48% / -13% | -13% / 12% | 3% / 22% | 12% / 28% | 18% / 31% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for NIO:
- Revenue is growing 48.8% a year, a sign of real demand.
- As an established S&P 500 member in Consumer Discretionary, it brings scale and a long operating history.
The case against NIO:
- Thin net margins (-9.1%) leave little room for error.
- Elevated leverage (debt/equity 4.6x) adds financial risk.
- Our model's overall read is Weak (30/100).
Balance-sheet risk — debt/equity of 4.6x magnifies the impact of higher rates or weaker earnings.
Margin risk — thin profitability (-9.1%) is vulnerable to cost or pricing pressure.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen weakly: NIO Inc is a large-cap consumer discretionary business still growing nicely, with modest profitability, and a heavier debt load to watch. It trades at n/a earnings, which our model scores Weak (30/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
NIO — frequently asked questions
Is NIO a good stock to buy?
We don't give buy or sell advice. Our model rates NIO Inc Weak (30/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is NIO's rating on The Stocks School?
NIO Inc currently scores 30/100 (Weak) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does NIO's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from NIO Inc's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for NIO calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this NIO analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell NIO. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.