UHAL
U-Haul Holding Co
$66.94
▼ 0.9%Updated Today 12:11 PM ET
UHAL at a glance — five pillars scored 0–100 from real filed financials.
Overall: Weak · 24/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▲ Up 7.8% over the last 12 months
Market Cap
$11.78B
P/E
141.48x
Forward P/E (est.)
—
ROE
1.1%
Revenue Growth
3.6%
EPS Growth
-77.3%
Profit Margin
1.4%
FCF Yield
11.7%
Debt / Equity
1.06x
ROIC
2.0%
Interest Coverage
1.19x
Current Ratio
—
Dividend Yield
—
Implied Growth (rev. DCF)
—
Rating Score
24/100
U-Haul Holding Co (UHAL) is a large-cap company in the Road & Rail industry, part of the Industrials sector of the S&P 500, with a market value around $11.78B.
In its latest reported year it generated about $6.04B in revenue and $83.13M in net profit.
Our model rates UHAL Weak (24/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what UHAL's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. UHAL trades near $66.94, above its 50-day average ($56.75) and 200-day average ($53.51). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 69 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. UHAL's is $1.60 (~2.4% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month UHAL found buyers near $56.39 (support) and sellers near $68.25 (resistance); its 52-week range is $41.95–$68.25. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.2× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
4Y CAGR
1.3%
Revenue moved from $3.42B in 2017 to $6.04B in 2026, a 6.5% compound annual growth rate. The most recent year was roughly flat (3.6%) year over year. Slower, mature growth is common for established businesses.
Gross Margin
36.2%
Operating Margin
7.2%
Net Margin
1.4%
ROE
1.1%
U-Haul Holding Co keeps about 1.4% of each sales dollar as net profit, with a 36.2% gross margin and 7.2% operating margin. Return on equity is 1.1% and return on invested capital about 2.0%. Thin margins leave less cushion if costs rise.
Total Debt
$8.12B
Net Debt
$7.00B
Net Debt / EBITDA
16.19x
Debt / Equity
1.06x
Leverage: debt-to-equity is 1.1x, and operating profit covers interest about 1.2x. That is a moderate, manageable debt load for most businesses. It carries roughly $8.12B of total debt against $1.12B of cash.
Operating CF
$1.79B
Free Cash Flow
-$1.36B
FCF Margin
-22.5%
In the latest year U-Haul Holding Co produced about $1.79B of operating cash flow but negative free cash flow as it invested heavily. That is a free-cash-flow yield of about 11.7% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
141.48x
P/S
1.95x
P/B
1.16x
EV / EBITDA
—
UHAL trades at 141.5x trailing earnings, 1.9x sales, and 1.2x book value. That is a rich multiple that prices in a lot of future growth.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $66.94 today · expected CAGR 70% – 88%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $6.28B | $6.53B | $6.79B | $7.06B | $7.35B |
| Net income | $188.38M | $195.92M | $203.75M | $211.90M | $220.38M |
| EPS | $9.61 | $9.99 | $10.39 | $10.81 | $11.24 |
| Share price (low) | $816.63 | $849.29 | $883.27 | $918.60 | $955.34 |
| Share price (high) | $1,354.64 | $1,408.83 | $1,465.18 | $1,523.79 | $1,584.74 |
| CAGR (low–high) | 1120% / 1924% | 256% / 359% | 136% / 180% | 92% / 118% | 70% / 88% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for UHAL:
- Healthy free-cash-flow yield (~11.7%) funds buybacks and dividends.
- As an established S&P 500 member in Industrials, it brings scale and a long operating history.
The case against UHAL:
- Thin net margins (1.4%) leave little room for error.
- Interest coverage is thin (1.2x), so debt costs bite.
- A rich 141.5x earnings multiple prices in a lot of growth.
- Our model's overall read is Weak (24/100).
Valuation risk — at 141.5x earnings, disappointing results could compress the multiple.
Balance-sheet risk — debt/equity of 1.1x magnifies the impact of higher rates or weaker earnings.
Margin risk — thin profitability (1.4%) is vulnerable to cost or pricing pressure.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen weakly: U-Haul Holding Co is a large-cap industrials business growing at a mature pace, with modest profitability, and a heavier debt load to watch. It trades at 141.5x earnings, which our model scores Weak (24/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
UHAL — frequently asked questions
Is UHAL a good stock to buy?
We don't give buy or sell advice. Our model rates U-Haul Holding Co Weak (24/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is UHAL's rating on The Stocks School?
U-Haul Holding Co currently scores 24/100 (Weak) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does UHAL's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from U-Haul Holding Co's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for UHAL calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this UHAL analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell UHAL. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.