EFX
Equifax
$153.49
▼ 0.3%Updated Today 7:15 PM ET
▼ Down 39.3% over the last 12 months
Market Cap
$18.33B
P/E
26.18x
Forward P/E (est.)
22.58x
ROE
14.6%
Revenue Growth
9.6%
EPS Growth
15.9%
Profit Margin
11.1%
FCF Yield
5.5%
Debt / Equity
1.11x
ROIC
9.0%
Interest Coverage
4.54x
Current Ratio
0.61x
Dividend Yield
1.4%
Implied Growth (rev. DCF)
2.6%
Rating Score
51/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what EFX's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. EFX trades near $153.49, below its 50-day average ($171.93) and 200-day average ($203.85). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 42 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently negative — short-term momentum is fading.
Volatility — ATR. Average True Range is the typical daily move. EFX's is $7.79 (~5.1% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month EFX found buyers near $153.84 (support) and sellers near $179.62 (resistance); its 52-week range is $153.84–$275.91. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 1.2× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Equifax (EFX) is a large-cap company in the Research & Consulting Services industry, part of the Industrials sector of the S&P 500, with a market value around $18.33B.
In its latest reported year it generated about $6.07B in revenue and $660.30M in net profit.
Our model rates EFX Neutral (51/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
5.4%
Revenue moved from $4.92B in 2021 to $6.07B in 2025, a 5.4% compound annual growth rate. The most recent year grew a steady 9.6% year over year. Slower, mature growth is common for established businesses.
Gross Margin
56.1%
Operating Margin
18.0%
Net Margin
10.9%
ROE
14.6%
Equifax keeps about 11.1% of each sales dollar as net profit, with a 56.1% gross margin and 18.0% operating margin. Return on equity is 14.6% and return on invested capital about 9.0%. Margins are moderate — typical of a competitive but profitable business.
Total Debt
$5.11B
Net Debt
$4.93B
Net Debt / EBITDA
4.5x
Debt / Equity
1.11x
Leverage: debt-to-equity is 1.1x, and operating profit covers interest about 4.5x, with a current ratio of 0.6x. That is a moderate, manageable debt load for most businesses. It carries roughly $5.11B of total debt against $183.40M of cash.
Operating CF
$1.62B
Free Cash Flow
$1.13B
FCF Margin
18.7%
In the latest year Equifax produced about $1.62B of operating cash flow and $1.13B of free cash flow after capital spending. That is a free-cash-flow yield of about 5.5% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
26.18x
P/S
3.27x
P/B
5.31x
EV / EBITDA
13.63x
EFX trades at 26.2x trailing earnings (about 22.6x on estimated forward earnings), 3.3x sales, and 5.3x book value. Reverse-engineering today's price implies the market expects roughly 2.6% long-term free-cash-flow growth. That is a premium multiple that needs growth to justify it.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How EFX stacks up against its Industrials peers — valuation, profitability, and growth versus the sector median.
In the Industrials sector (80 S&P 500 companies), EFX ranks #41 of 80 by our overall rating. It trades at roughly in line versus the sector on earnings (26.2x P/E vs. 30x median) with a lower return on equity (14.6% vs. 24.7%) and faster revenue growth (9.6% vs. 5.0%).
P/E vs sector
26.2x
median 30x
ROE vs sector
14.6%
median 24.7%
Growth vs sector
9.6%
median 5.0%
Sector rank
#41
of 80 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Industrials companies by sub-industry and size. Sector median is across all 80 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$144.60 – $234.98
vs. $153.49 today · expected CAGR -1% – 9%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $6.68B | $7.35B | $8.09B | $8.89B | $9.78B |
| Net income | $735.01M | $808.52M | $889.37M | $978.30M | $1.08B |
| EPS | $6.17 | $6.79 | $7.47 | $8.22 | $9.04 |
| Share price (low) | $98.77 | $108.64 | $119.51 | $131.46 | $144.60 |
| Share price (high) | $160.49 | $176.54 | $194.20 | $213.62 | $234.98 |
| CAGR (low–high) | -36% / 5% | -16% / 7% | -8% / 8% | -4% / 9% | -1% / 9% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for EFX:
- Healthy free-cash-flow yield (~5.5%) funds buybacks and dividends.
- As an established S&P 500 member in Industrials, it brings scale and a long operating history.
The case against EFX:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Balance-sheet risk — debt/equity of 1.1x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: Equifax is a large-cap industrials business growing at a mature pace, with modest profitability, and a heavier debt load to watch. It trades at 26.2x earnings, which our model scores Neutral (51/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.