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ELV

S&P 500
Neutral · 48/100

Elevance Health

Health Care
Managed Health Care

$394.82

1.6%

Updated Today 7:15 PM ET

Price — Past Year

▲ Up 3.3% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$84.37B

P/E

16.19x

Forward P/E (est.)

17.65x

ROE

11.9%

Revenue Growth

9.4%

EPS Growth

-8.3%

Profit Margin

2.6%

FCF Yield

8.3%

Debt / Equity

0.73x

ROIC

8.0%

Interest Coverage

6.99x

Current Ratio

1.48x

Dividend Yield

1.7%

Implied Growth (rev. DCF)

5.0%

Rating Score

48/100

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what ELV's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. ELV trades near $394.82, above its 50-day average ($373.20) and 200-day average ($340.86). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 49 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently negative — short-term momentum is fading.

Volatility — ATR. Average True Range is the typical daily move. ELV's is $11.94 (~3.0% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month ELV found buyers near $384.30 (support) and sellers near $426.98 (resistance); its 52-week range is $273.71–$426.98. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 0.8× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Business Overview
Research

Elevance Health (ELV) is a large-cap company in the Managed Health Care industry, part of the Health Care sector of the S&P 500, with a market value around $84.37B.

In its latest reported year it generated about $199.13B in revenue and $5.66B in net profit.

Our model rates ELV Neutral (48/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Revenue Growth
Research

4Y CAGR

9.5%

Revenue moved from $138.64B in 2021 to $199.13B in 2025, a 9.5% compound annual growth rate. The most recent year grew a steady 9.4% year over year. Slower, mature growth is common for established businesses.

Profitability
Research

Gross Margin

Operating Margin

3.6%

Net Margin

2.8%

ROE

11.9%

Elevance Health keeps about 2.6% of each sales dollar as net profit. Return on equity is 11.9% and return on invested capital about 8.0%. Thin margins leave less cushion if costs rise.

Debt Analysis
Research

Total Debt

$31.12B

Net Debt

$21.46B

Net Debt / EBITDA

2.98x

Debt / Equity

0.73x

Leverage: debt-to-equity is 0.7x, and operating profit covers interest about 7.0x, with a current ratio of 1.5x. That is a moderate, manageable debt load for most businesses. It carries roughly $31.12B of total debt against $9.66B of cash.

Cash Flow Analysis
Research

Operating CF

$4.29B

Free Cash Flow

$3.17B

FCF Margin

1.6%

In the latest year Elevance Health produced about $4.29B of operating cash flow and $3.17B of free cash flow after capital spending. That is a free-cash-flow yield of about 8.3% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.

Valuation Analysis
Research

P/E

16.19x

P/S

0.44x

P/B

1.73x

EV / EBITDA

12.33x

ELV trades at 16.2x trailing earnings (about 17.6x on estimated forward earnings), 0.4x sales, and 1.7x book value. Reverse-engineering today's price implies the market expects roughly 5.0% long-term free-cash-flow growth. That is a fairly typical valuation for a profitable company.

Metrics vs. Typical Range

Where this stock sits versus what most companies trade at.

TTM P/E
16.2xCheap
Forward P/E
17.6xFair
P/S ratio
0.4xCheap
Revenue growth
9.4%Strong
EPS growth
-8.3%Weak
Gross margin
Net margin
2.6%Weak
ROE
11.9%Weak

Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.

Sector Peer Comparison

How ELV stacks up against its Health Care peers — valuation, profitability, and growth versus the sector median.

In the Health Care sector (59 S&P 500 companies), ELV ranks #39 of 59 by our overall rating. It trades at a discount versus the sector on earnings (16.2x P/E vs. 25.4x median) with a lower return on equity (11.9% vs. 14.9%) and faster revenue growth (9.4% vs. 7.9%).

P/E vs sector

16.2x

median 25.4x

ROE vs sector

11.9%

median 14.9%

Growth vs sector

9.4%

median 7.9%

Sector rank

#39

of 59 by rating

CompanyP/ERev Gr.Rating
ELVThis stock16.2x9.4%Neutral· 48
HUM38.8x14.1%Neutral· 42
CNC17.0%Neutral· 43
HCA12.3x6.7%Favorable· 61
MCK19x12.4%Favorable· 59
CI11.7x8.8%Favorable· 60
MDT21.2x8.4%Neutral· 55
BSX18.8x17.4%Favorable· 71
Health Care median25.4x7.9%52/100

Valuation vs. quality map

sector medianHUMHCAMCKCIMDTBSXELVP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Health Care companies by sub-industry and size. Sector median is across all 59 S&P 500 names in the sector. Educational, not a recommendation.

5-Year Projection Model

Project revenue → earnings → price. Edit the assumptions to build your own case.

2030 price target (Base Case)

$423.25$677.20

vs. $394.82 today · expected CAGR 1%11%

Metric20262027202820292030
Revenue$217.05B$236.58B$257.87B$281.08B$306.38B
Net income$6.51B$7.10B$7.74B$8.43B$9.19B
EPS$29.98$32.68$35.62$38.83$42.32
Share price (low)$299.84$326.83$356.24$388.30$423.25
Share price (high)$479.74$522.92$569.98$621.28$677.20
CAGR (low–high)-24% / 22%-9% / 15%-3% / 13%-0% / 12%1% / 11%

Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.

Bull Case

The case for ELV:

  • Healthy free-cash-flow yield (~8.3%) funds buybacks and dividends.
  • As an established S&P 500 member in Health Care, it brings scale and a long operating history.
Bear Case

The case against ELV:

  • Thin net margins (2.6%) leave little room for error.
  • Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Key Risks
Research

Margin risk — thin profitability (2.6%) is vulnerable to cost or pricing pressure.

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the picture is mixed: Elevance Health is a large-cap health care business growing at a mature pace, with modest profitability, and a heavier debt load to watch. It trades at 16.2x earnings, which our model scores Neutral (48/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.