PHM
PulteGroup
$125.62
▼ 1.1%Updated Today 7:15 PM ET
▲ Up 28.1% over the last 12 months
Market Cap
$24.18B
P/E
11.8x
Forward P/E (est.)
16.18x
ROE
15.9%
Revenue Growth
-5.9%
EPS Growth
-27.0%
Profit Margin
12.1%
FCF Yield
10.2%
Debt / Equity
0.17x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
0.8%
Implied Growth (rev. DCF)
1.7%
Rating Score
50/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what PHM's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. PHM trades near $125.62, above its 50-day average ($119.94) and 200-day average ($124.73). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 58 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. PHM's is $3.63 (~2.9% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month PHM found buyers near $110.66 (support) and sellers near $127.84 (resistance); its 52-week range is $98.27–$144.50. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 1.2× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
PulteGroup (PHM) is a large-cap company in the Homebuilding industry, part of the Consumer Discretionary sector of the S&P 500, with a market value around $24.18B.
In its latest reported year it generated about $17.31B in revenue and $2.22B in net profit.
Our model rates PHM Neutral (50/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
6.0%
Revenue moved from $13.74B in 2021 to $17.31B in 2025, a 6.0% compound annual growth rate. The most recent year declined 5.9% year over year. Shrinking revenue is worth a closer look — is it cyclical or structural?
Gross Margin
25.7%
Operating Margin
15.9%
Net Margin
12.8%
ROE
15.9%
PulteGroup keeps about 12.1% of each sales dollar as net profit, with a 25.7% gross margin and 15.9% operating margin. Return on equity is 15.9%. Margins are moderate — typical of a competitive but profitable business.
Total Debt
$43.90M
Net Debt
-$1.76B
Net cash position
Net Debt / EBITDA
—
Debt / Equity
0.17x
Leverage: debt-to-equity is 0.2x. That is a conservative balance sheet — a cushion in downturns. It carries roughly $43.90M of total debt against $1.81B of cash.
Operating CF
$1.87B
Free Cash Flow
$1.75B
FCF Margin
10.1%
In the latest year PulteGroup produced about $1.87B of operating cash flow and $1.75B of free cash flow after capital spending. That is a free-cash-flow yield of about 10.2% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
11.8x
P/S
1.37x
P/B
1.79x
EV / EBITDA
—
PHM trades at 11.8x trailing earnings (about 16.2x on estimated forward earnings), 1.4x sales, and 1.8x book value. Reverse-engineering today's price implies the market expects roughly 1.7% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How PHM stacks up against its Consumer Discretionary peers — valuation, profitability, and growth versus the sector median.
In the Consumer Discretionary sector (48 S&P 500 companies), PHM ranks #30 of 48 by our overall rating. It trades at a discount versus the sector on earnings (11.8x P/E vs. 23.7x median) with a lower return on equity (15.9% vs. 39.2%) and slower revenue growth (-5.9% vs. 6.2%).
P/E vs sector
11.8x
median 23.7x
ROE vs sector
15.9%
median 39.2%
Growth vs sector
-5.9%
median 6.2%
Sector rank
#30
of 48 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Consumer Discretionary companies by sub-industry and size. Sector median is across all 48 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$95.88 – $164.36
vs. $125.62 today · expected CAGR -5% – 6%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $17.83B | $18.37B | $18.92B | $19.48B | $20.07B |
| Net income | $2.32B | $2.39B | $2.46B | $2.53B | $2.61B |
| EPS | $12.17 | $12.53 | $12.91 | $13.30 | $13.70 |
| Share price (low) | $85.18 | $87.74 | $90.37 | $93.08 | $95.88 |
| Share price (high) | $146.03 | $150.41 | $154.92 | $159.57 | $164.36 |
| CAGR (low–high) | -32% / 16% | -16% / 9% | -10% / 7% | -7% / 6% | -5% / 6% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for PHM:
- Strong return on equity (15.9%) shows capital is put to work well.
- Healthy free-cash-flow yield (~10.2%) funds buybacks and dividends.
- A conservative balance sheet (debt/equity 0.2x) lowers risk.
The case against PHM:
- Revenue growth is slow/negative (-5.9%), limiting the upside engine.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Growth risk — sluggish revenue (-5.9%) leaves little margin for execution missteps.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: PulteGroup is a large-cap consumer discretionary business with shrinking revenue, with solid profitability, and a sound balance sheet. It trades at 11.8x earnings, which our model scores Neutral (50/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.