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QCRH

NASDAQ

QCR Holdings Inc

Financials
Banking

$102.23

1.6%

Updated Today 11:10 AM ET

Report Card

QCRH at a glance — five pillars scored 0–100 from real filed financials.

Value
Growth
Profitability
Health
Dividends
0

Overall: Unrated · 0/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.

Key Metrics

Market Cap

$0.00

P/E

Forward P/E (est.)

ROE

Revenue Growth

EPS Growth

Profit Margin

FCF Yield

Debt / Equity

ROIC

Interest Coverage

Current Ratio

Dividend Yield

Implied Growth (rev. DCF)

Rating Score

0/100

Business Overview
Research

QCR Holdings Inc (QCRH) is a small-cap company in the Banking industry, part of the Financials sector of the S&P 500.

Our model rates QCRH Unrated (0/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Revenue Growth
Profitability

Gross Margin

Operating Margin

Net Margin

ROE

Debt Analysis
Research

Total Debt

Net Debt

Net Debt / EBITDA

Debt / Equity

Leverage: debt-to-equity is n/a. Detailed balance-sheet leverage is limited for this name.

Cash Flow Analysis
Research

Operating CF

$421.54M

Free Cash Flow

$354.11M

FCF Margin

In the latest year QCR Holdings Inc produced about $421.54M of operating cash flow and $354.11M of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.

Valuation Analysis
Research
1/1 checks passedTrading below DCF fair value

P/E

P/S

P/B

EV / EBITDA

QCRH trades at n/a trailing earnings. With no positive trailing earnings, value it on sales, cash flow, or growth rather than P/E.

DCF Fair Value (Educational)

A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.

DCF fair value / share

$371.27

Current price

$102.23

+263% · Below fair-value estimate

Starting FCF (latest 10-K)

$354.11M

Growth, years 1–5

4.0%

Fade to terminal, years 6–10

2.5%

Discount rate

9.0%

PV of 10-yr free cash flow$2.74B
PV of terminal value$3.34B
Estimated equity value$6.08B
Shares outstanding16M

Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.

Metrics vs. Sector Range

Where QCRH sits versus its Financials sector peers in the S&P 500.

TTM P/E
Forward P/E
P/S ratio
Revenue growth
EPS growth
Gross margin
Net margin
ROE

Bands show the middle half (25th–75th percentile) of the 141 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.

Sector Peer Comparison

How QCRH stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.

In the Financials sector (289 S&P 500 companies), QCRH ranks #244 of 289 by our overall rating.

P/E vs sector

median 15.6x

ROE vs sector

median 13.6%

Growth vs sector

median 15.9%

Sector rank

#244

of 289 by rating

CompanyP/ERev Gr.Rating
QCRHThis stockNot rated
AMALNot rated
BANFNot rated
BANRNot rated
BFCNot rated
BFSTNot rated
BHRBNot rated
BOKFNot rated
Financials median15.6x15.9%0/100
Compare side by side

Peers are the closest Financials companies by sub-industry and size. Sector median is across all 289 S&P 500 names in the sector. Educational, not a recommendation.

Bull Case

The case for QCRH:

  • As an established S&P 500 member in Financials, it brings scale and a long operating history.
Bear Case

The case against QCRH:

  • Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Key Risks
Research

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the picture is mixed: QCR Holdings Inc is a small-cap financials business growing at a mature pace, with modest profitability, and a heavier debt load to watch. It trades at n/a earnings, which our model scores Unrated (0/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

Analyst Ratings

What 11 Wall Street analysts covering QCRH recommend (August 2026). Consensus is a useful sanity check — not a substitute for your own homework.

Buy
consensus · score 4.0 / 5 across 11 analysts
Strong Buy 2Buy 7Hold 2Sell 0Strong Sell 0

Latest SEC Filings

QCRH's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen.

QCRH — frequently asked questions

Is QCRH a good stock to buy?

We don't give buy or sell advice. Review QCR Holdings Inc's fundamentals, valuation, and 5-year financials on this page, then make your own decision — and consider a licensed professional.

Where does QCRH's data come from?

Live price data plus real fundamentals and 5-year financials pulled directly from QCR Holdings Inc's SEC filings — refreshed automatically, not hand-entered.

How is the 5-year projection for QCRH calculated?

It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.

Is this QCRH analysis financial advice?

No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell QCRH. Always do your own research and consider a licensed professional.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.