SMFG
Sumitomo Mitsui Financial Group, Inc
$25.46
▲ 3.8%Updated Today 12:11 PM ET
SMFG at a glance — five pillars scored 0–100 from real filed financials.
Overall: Favorable · 68/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▲ Up 66.6% over the last 12 months
Market Cap
$170.62B
P/E
16.09x
Forward P/E (est.)
11.76x
ROE
10.4%
Revenue Growth
102.8%
EPS Growth
36.8%
Profit Margin
19.1%
FCF Yield
—
Debt / Equity
3.79x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
2.6%
Implied Growth (rev. DCF)
—
Rating Score
68/100
Sumitomo Mitsui Financial Group, Inc (SMFG) is a large-cap company in the Banking industry, part of the Financials sector of the S&P 500, with a market value around $170.62B.
Our model rates SMFG Favorable (68/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what SMFG's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. SMFG trades near $25.46, above its 50-day average ($22.71) and 200-day average ($20.05). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 60 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. SMFG's is $0.56 (~2.2% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month SMFG found buyers near $22.77 (support) and sellers near $25.48 (resistance); its 52-week range is $14.40–$25.48. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.3× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
The case for SMFG:
- Revenue is growing 102.8% a year, a sign of real demand.
- High net margins (19.1%) point to pricing power or efficiency.
- Pays a 2.6% dividend on top of any price gains.
- Our model's overall read is Favorable (68/100).
The case against SMFG:
- Elevated leverage (debt/equity 3.8x) adds financial risk.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Balance-sheet risk — debt/equity of 3.8x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Sumitomo Mitsui Financial Group, Inc is a large-cap financials business still growing nicely, with solid profitability, and a heavier debt load to watch. It trades at 16.1x earnings, which our model scores Favorable (68/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
SMFG — frequently asked questions
Is SMFG a good stock to buy?
We don't give buy or sell advice. Our model rates Sumitomo Mitsui Financial Group, Inc Favorable (68/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is SMFG's rating on The Stocks School?
Sumitomo Mitsui Financial Group, Inc currently scores 68/100 (Favorable) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does SMFG's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Sumitomo Mitsui Financial Group, Inc's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for SMFG calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this SMFG analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell SMFG. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.