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TFC

S&P 500
Strong · 75/100

Truist Financial

Financials
Diversified Banks

$48.76

0.9%

Updated Today 6:01 PM ET

Price — Past Year

▲ Up 21.4% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$60.21B

P/E

10.89x

Forward P/E (est.)

9.3x

ROE

8.5%

Revenue Growth

58.2%

EPS Growth

17.1%

Profit Margin

23.8%

FCF Yield

10.1%

Debt / Equity

1.07x

ROIC

Interest Coverage

Current Ratio

Dividend Yield

4.3%

Implied Growth (rev. DCF)

Rating Score

75/100

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what TFC's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. TFC trades near $48.76, around its 50-day average ($49.25) and 200-day average ($47.87). Price tangled in its moving averages means there is no clear trend — the stock is ranging.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 51 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.

Volatility — ATR. Average True Range is the typical daily move. TFC's is $1.43 (~2.9% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month TFC found buyers near $46.46 (support) and sellers near $52.07 (resistance); its 52-week range is $38.88–$56.20. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 1.4× the 20-day average — heavier than usual, which adds conviction to the move. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Business Overview
Research

Truist Financial (TFC) is a large-cap company in the Diversified Banks industry, part of the Financials sector of the S&P 500, with a market value around $60.21B.

Our model rates TFC Strong (75/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Metrics vs. Typical Range

Where this stock sits versus what most companies trade at.

TTM P/E
10.9xCheap
Forward P/E
9.3xCheap
P/S ratio
1.8xFair
Revenue growth
58.2%Strong
EPS growth
17.1%Strong
Gross margin
Net margin
23.8%Strong
ROE
8.5%Weak

Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.

Sector Peer Comparison

How TFC stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.

In the Financials sector (76 S&P 500 companies), TFC ranks #10 of 76 by our overall rating. It trades at a discount versus the sector on earnings (10.9x P/E vs. 15.2x median) with a lower return on equity (8.5% vs. 15.3%) and faster revenue growth (58.2% vs. 9.1%).

P/E vs sector

10.9x

median 15.2x

ROE vs sector

8.5%

median 15.3%

Growth vs sector

58.2%

median 9.1%

Sector rank

#10

of 76 by rating

CompanyP/ERev Gr.Rating
TFCThis stock10.9x58.2%Strong· 75
USB11.3x84.1%Strong· 72
PNC12.9x72.3%Strong· 80
C15.1x99.2%Favorable· 65
WFC11.3x72.7%Favorable· 68
BAC12.6x99.4%Strong· 72
AFL12.7x7.2%Strong· 74
ALL4.7x4.4%Favorable· 63
Financials median15.2x9.1%65/100

Valuation vs. quality map

sector medianUSBPNCCWFCBACAFLALLTFCP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.

Bull Case

The case for TFC:

  • Revenue is growing 58.2% a year, a sign of real demand.
  • High net margins (23.8%) point to pricing power or efficiency.
  • Healthy free-cash-flow yield (~10.1%) funds buybacks and dividends.
  • Pays a 4.3% dividend on top of any price gains.
  • Our model's overall read is Strong (75/100).
Bear Case

The case against TFC:

  • Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Key Risks
Research

Balance-sheet risk — debt/equity of 1.1x magnifies the impact of higher rates or weaker earnings.

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the fundamentals screen favourably: Truist Financial is a large-cap financials business still growing nicely, with solid profitability, and a heavier debt load to watch. It trades at 10.9x earnings, which our model scores Strong (75/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.