ALL
Allstate
$222.56
▲ 0.6%Updated Today 7:15 PM ET
▲ Up 13.0% over the last 12 months
Market Cap
$56.93B
P/E
4.7x
Forward P/E (est.)
3.35x
ROE
42.7%
Revenue Growth
4.4%
EPS Growth
203.8%
Profit Margin
17.8%
FCF Yield
-2.4%
Debt / Equity
0.24x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
1.9%
Implied Growth (rev. DCF)
-7.1%
Rating Score
63/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what ALL's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. ALL trades near $222.56, above its 50-day average ($215.71) and 200-day average ($207.59). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 67 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. ALL's is $5.42 (~2.4% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month ALL found buyers near $202.21 (support) and sellers near $225.27 (resistance); its 52-week range is $188.08–$227.62. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 1.0× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Allstate (ALL) is a large-cap company in the Property & Casualty Insurance industry, part of the Financials sector of the S&P 500, with a market value around $56.93B.
In its latest reported year it generated about $67.69B in revenue and $10.28B in net profit.
Our model rates ALL Favorable (63/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
7.5%
Revenue moved from $50.60B in 2021 to $67.69B in 2025, a 7.5% compound annual growth rate. The most recent year was roughly flat (4.4%) year over year. Slower, mature growth is common for established businesses.
Gross Margin
—
Operating Margin
22.8%
Net Margin
15.2%
ROE
42.7%
Allstate keeps about 17.8% of each sales dollar as net profit. Return on equity is 42.7%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$7.49B
Net Debt
$7.49B
Net Debt / EBITDA
—
Debt / Equity
0.24x
Leverage: debt-to-equity is 0.2x. That is a conservative balance sheet — a cushion in downturns.
Operating CF
$10.11B
Free Cash Flow
$9.88B
FCF Margin
14.6%
In the latest year Allstate produced about $10.11B of operating cash flow and $9.88B of free cash flow after capital spending. That is a free-cash-flow yield of about -2.4% on today's price. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
P/E
4.7x
P/S
0.85x
P/B
1.76x
EV / EBITDA
—
ALL trades at 4.7x trailing earnings (about 3.4x on estimated forward earnings), 0.8x sales, and 1.8x book value. Reverse-engineering today's price implies the market expects roughly -7.1% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How ALL stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), ALL ranks #43 of 76 by our overall rating. It trades at a discount versus the sector on earnings (4.7x P/E vs. 15.2x median) with a higher return on equity (42.7% vs. 15.3%) and slower revenue growth (4.4% vs. 9.1%).
P/E vs sector
4.7x
median 15.2x
ROE vs sector
42.7%
median 15.3%
Growth vs sector
4.4%
median 9.1%
Sector rank
#43
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$239.93 – $383.88
vs. $222.56 today · expected CAGR 2% – 12%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $70.39B | $73.21B | $76.14B | $79.18B | $82.35B |
| Net income | $10.56B | $10.98B | $11.42B | $11.88B | $12.35B |
| EPS | $41.02 | $42.66 | $44.36 | $46.14 | $47.99 |
| Share price (low) | $205.09 | $213.29 | $221.82 | $230.70 | $239.93 |
| Share price (high) | $328.14 | $341.27 | $354.92 | $369.12 | $383.88 |
| CAGR (low–high) | -8% / 47% | -2% / 24% | -0% / 17% | 1% / 13% | 2% / 12% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for ALL:
- High net margins (17.8%) point to pricing power or efficiency.
- Strong return on equity (42.7%) shows capital is put to work well.
- A conservative balance sheet (debt/equity 0.2x) lowers risk.
- Our model's overall read is Favorable (63/100).
The case against ALL:
- Limited free cash flow at today's price.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Allstate is a large-cap financials business growing at a mature pace, with solid profitability, and a sound balance sheet. It trades at 4.7x earnings, which our model scores Favorable (63/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.