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BNT

NYSE
Weak · 26/100

Brookfield Wealth Solutions Ltd

Financials
Insurance

$44.04

1.7%

Updated Today 12:11 PM ET

Report Card

BNT at a glance — five pillars scored 0–100 from real filed financials.

Value
0
Growth
0
Profitability
0
Health
0
Dividends
0

Overall: Weak · 26/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.

Price — Past Year

▲ Up 3.4% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$14.92B

P/E

29.86x

Forward P/E (est.)

42.66x

ROE

2.9%

Revenue Growth

-25.0%

EPS Growth

-75.1%

Profit Margin

4.5%

FCF Yield

Debt / Equity

0.37x

ROIC

Interest Coverage

Current Ratio

Dividend Yield

0.4%

Implied Growth (rev. DCF)

-6.9%

Rating Score

26/100

Business Overview
Research

Brookfield Wealth Solutions Ltd (BNT) is a large-cap company in the Insurance industry, part of the Financials sector of the S&P 500, with a market value around $14.92B.

In its latest reported year it generated about $11.63B in revenue.

Our model rates BNT Weak (26/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what BNT's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. BNT trades near $44.04, below its 50-day average ($44.88) and 200-day average ($45.20). Price below both averages is a downtrend — momentum is against buyers for now.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 43 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently negative — short-term momentum is fading.

Volatility — ATR. Average True Range is the typical daily move. BNT's is $1.11 (~2.5% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month BNT found buyers near $41.97 (support) and sellers near $46.82 (resistance); its 52-week range is $40.06–$49.86. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 0.4× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Revenue Growth
Research

4Y CAGR

82.8%

0/4 checks passedRevenue growingRevenue growth beats sector midpointEPS growingEPS growing faster than revenue

Revenue moved from $1.04B in 2021 to $11.63B in 2025, a 82.8% compound annual growth rate. The most recent year declined 25.0% year over year. Shrinking revenue is worth a closer look — is it cyclical or structural?

Profitability
Research
1/3 checks passedProfitableNet margin above sector midpointROE above 12%

Gross Margin

Operating Margin

36.2%

Net Margin

4.5%

ROE

2.9%

Brookfield Wealth Solutions Ltd keeps about 4.5% of each sales dollar as net profit. Return on equity is 2.9%. Thin margins leave less cushion if costs rise.

Debt Analysis
Research
2/2 checks passedDebt under 1× equityDebt under 2× equity

Total Debt

Net Debt

Net Debt / EBITDA

Debt / Equity

0.37x

Leverage: debt-to-equity is 0.4x. That is a conservative balance sheet — a cushion in downturns.

Cash Flow Analysis
Research
1/1 checks passedMarket expects achievable growth (<8%)

Operating CF

$2.61B

Free Cash Flow

$2.54B

FCF Margin

21.9%

In the latest year Brookfield Wealth Solutions Ltd produced about $2.61B of operating cash flow and $2.54B of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.

Valuation Analysis
Research
2/4 checks passedPositive earnings (P/E meaningful)P/E below sector's upper bandForward P/E below trailing (earnings growing)Trading below DCF fair value

P/E

29.86x

P/S

1.24x

P/B

0.83x

EV / EBITDA

BNT trades at 29.9x trailing earnings (about 42.7x on estimated forward earnings), 1.2x sales, and 0.8x book value. Reverse-engineering today's price implies the market expects roughly -6.9% long-term free-cash-flow growth. That is a premium multiple that needs growth to justify it.

DCF Fair Value (Educational)

A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.

DCF fair value / share

$1,705.67

Current price

$44.04

+3773% · Below fair-value estimate

Starting FCF (latest 10-K)

$2.54B

Growth, years 1–5

-5.0%

Fade to terminal, years 6–10

2.5%

Discount rate

9.0%

PV of 10-yr free cash flow$13.34B
PV of terminal value$12.78B
Estimated equity value$26.12B
Shares outstanding15M

Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.

Metrics vs. Sector Range

Where BNT sits versus its Financials sector peers in the S&P 500.

TTM P/E
29.9xExpensive
Forward P/E
42.7xExpensive
P/S ratio
1.2xCheap
Revenue growth
-25.0%Weak
EPS growth
-75.1%Weak
Gross margin
Net margin
4.5%Weak
ROE
2.9%Weak

Bands show the middle half (25th–75th percentile) of the 95 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.

Sector Peer Comparison

How BNT stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.

In the Financials sector (181 S&P 500 companies), BNT ranks #91 of 181 by our overall rating. It trades at a premium versus the sector on earnings (29.9x P/E vs. 15.3x median) with a lower return on equity (2.9% vs. 13.6%) and slower revenue growth (-25.0% vs. 15.5%).

P/E vs sector

29.9x

median 15.3x

ROE vs sector

2.9%

median 13.6%

Growth vs sector

-25.0%

median 15.5%

Sector rank

#91

of 181 by rating

CompanyP/ERev Gr.Rating
BNTThis stock29.9x-25.0%Weak· 26
CNA11.4x4.0%Favorable· 62
FNF17.3x13.8%Neutral· 52
AEG11.6x-1.1%Neutral· 48
AFG13.5x-1.0%Neutral· 57
MKL14x3.0%Neutral· 54
MFC15.3x6.4%Favorable· 66
BHFNot rated
Financials median15.3x15.5%26/100

Valuation vs. quality map

sector medianCNAFNFAEGAFGMKLMFCBNTP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Financials companies by sub-industry and size. Sector median is across all 181 S&P 500 names in the sector. Educational, not a recommendation.

5-Year Projection Model

Project revenue → earnings → price. Edit the assumptions to build your own case.

2030 price target (Base Case)

$0.00 $0.00

vs. $44.04 today · expected CAGR 78%97%

Metric20262027202820292030
Revenue$11.98B$12.34B$12.71B$13.10B$13.49B
Net income$599.20M$617.18M$635.69M$654.76M$674.41M
EPS$39.13$40.31$41.52$42.76$44.05
Share price (low)$704.40$725.54$747.30$769.72$792.81
Share price (high)$1,174.01$1,209.23$1,245.50$1,282.87$1,321.35
CAGR (low–high)1499% / 2566%306% / 424%157% / 205%104% / 132%78% / 97%

Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.

Bull Case

The case for BNT:

  • A conservative balance sheet (debt/equity 0.4x) lowers risk.
  • As an established S&P 500 member in Financials, it brings scale and a long operating history.
Bear Case

The case against BNT:

  • Revenue growth is slow/negative (-25.0%), limiting the upside engine.
  • Thin net margins (4.5%) leave little room for error.
  • Our model's overall read is Weak (26/100).
Key Risks
Research

Growth risk — sluggish revenue (-25.0%) leaves little margin for execution missteps.

Margin risk — thin profitability (4.5%) is vulnerable to cost or pricing pressure.

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the fundamentals screen weakly: Brookfield Wealth Solutions Ltd is a large-cap financials business with shrinking revenue, with modest profitability, and a sound balance sheet. It trades at 29.9x earnings, which our model scores Weak (26/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

BNT — frequently asked questions

Is BNT a good stock to buy?

We don't give buy or sell advice. Our model rates Brookfield Wealth Solutions Ltd Weak (26/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.

What is BNT's rating on The Stocks School?

Brookfield Wealth Solutions Ltd currently scores 26/100 (Weak) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.

How our ratings work
Where does BNT's data come from?

Live price data plus real fundamentals and 5-year financials pulled directly from Brookfield Wealth Solutions Ltd's SEC filings — refreshed automatically, not hand-entered.

How is the 5-year projection for BNT calculated?

It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.

Is this BNT analysis financial advice?

No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell BNT. Always do your own research and consider a licensed professional.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.