MKL
Markel Group Inc
$1,969.63
▼ 0.5%Updated Today 12:11 PM ET
MKL at a glance — five pillars scored 0–100 from real filed financials.
Overall: Neutral · 54/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▼ Down 1.5% over the last 12 months
Market Cap
$24.77B
P/E
13.99x
Forward P/E (est.)
14.11x
ROE
9.8%
Revenue Growth
3.0%
EPS Growth
-0.8%
Profit Margin
11.1%
FCF Yield
8.2%
Debt / Equity
0.23x
ROIC
11.0%
Interest Coverage
15.52x
Current Ratio
—
Dividend Yield
—
Implied Growth (rev. DCF)
-1.2%
Rating Score
54/100
Markel Group Inc (MKL) is a large-cap company in the Insurance industry, part of the Financials sector of the S&P 500, with a market value around $24.77B.
In its latest reported year it generated about $15.51B in revenue and $2.11B in net profit.
Our model rates MKL Neutral (54/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what MKL's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. MKL trades near $1,969.63, around its 50-day average ($1,849.32) and 200-day average ($1,971.64). Price tangled in its moving averages means there is no clear trend — the stock is ranging.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 70 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. MKL's is $39.36 (~2.0% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month MKL found buyers near $1,792.07 (support) and sellers near $1,990.68 (resistance); its 52-week range is $1,719.41–$2,207.59. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.2× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
4Y CAGR
4.8%
Revenue moved from $5.61B in 2016 to $15.51B in 2025, a 12.0% compound annual growth rate. The most recent year was roughly flat (3.0%) year over year. Slower, mature growth is common for established businesses.
Gross Margin
—
Operating Margin
20.6%
Net Margin
13.6%
ROE
9.8%
Markel Group Inc keeps about 11.1% of each sales dollar as net profit. Return on equity is 9.8% and return on invested capital about 11.0%. Margins are moderate — typical of a competitive but profitable business.
Total Debt
$4.38B
Net Debt
$702.38M
Net Debt / EBITDA
0.22x
Debt / Equity
0.23x
Leverage: debt-to-equity is 0.2x, and operating profit covers interest about 15.5x. That is a conservative balance sheet — a cushion in downturns. It carries roughly $4.38B of total debt against $3.68B of cash.
Operating CF
$2.76B
Free Cash Flow
$2.55B
FCF Margin
16.5%
In the latest year Markel Group Inc produced about $2.76B of operating cash flow and $2.55B of free cash flow after capital spending. That is a free-cash-flow yield of about 8.2% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
13.99x
P/S
1.5x
P/B
1.46x
EV / EBITDA
7.19x
MKL trades at 14.0x trailing earnings (about 14.1x on estimated forward earnings), 1.5x sales, and 1.5x book value. Reverse-engineering today's price implies the market expects roughly -1.2% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.
DCF fair value / share
$3,304.08
Current price
$1,969.63
Starting FCF (latest 10-K)
$2.55B
Growth, years 1–5
3.0%
Fade to terminal, years 6–10
2.5%
Discount rate
9.0%
Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.
Where MKL sits versus its Financials sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 95 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How MKL stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (181 S&P 500 companies), MKL ranks #72 of 181 by our overall rating. It trades at roughly in line versus the sector on earnings (14x P/E vs. 15.3x median) with a lower return on equity (9.8% vs. 13.6%) and slower revenue growth (3.0% vs. 15.5%).
P/E vs sector
14x
median 15.3x
ROE vs sector
9.8%
median 13.6%
Growth vs sector
3.0%
median 15.5%
Sector rank
#72
of 181 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 181 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $1,969.63 today · expected CAGR -4% – 7%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $15.98B | $16.46B | $16.95B | $17.46B | $17.98B |
| Net income | $2.24B | $2.30B | $2.37B | $2.44B | $2.52B |
| EPS | $178.76 | $184.13 | $189.65 | $195.34 | $201.20 |
| Share price (low) | $1,430.12 | $1,473.02 | $1,517.21 | $1,562.73 | $1,609.61 |
| Share price (high) | $2,502.70 | $2,577.79 | $2,655.12 | $2,734.77 | $2,816.82 |
| CAGR (low–high) | -27% / 27% | -14% / 14% | -8% / 10% | -6% / 9% | -4% / 7% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for MKL:
- Healthy free-cash-flow yield (~8.2%) funds buybacks and dividends.
- A conservative balance sheet (debt/equity 0.2x) lowers risk.
The case against MKL:
- Revenue growth is slow (3.0%), limiting the upside engine.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Growth risk — sluggish revenue (3.0%) leaves little margin for execution missteps.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: Markel Group Inc is a large-cap financials business growing at a mature pace, with modest profitability, and a sound balance sheet. It trades at 14.0x earnings, which our model scores Neutral (54/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
MKL — frequently asked questions
Is MKL a good stock to buy?
We don't give buy or sell advice. Our model rates Markel Group Inc Neutral (54/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is MKL's rating on The Stocks School?
Markel Group Inc currently scores 54/100 (Neutral) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does MKL's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Markel Group Inc's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for MKL calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this MKL analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell MKL. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.