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CNH

NYSE
Weak · 15/100

CNH Industrial NV

Industrials
Machinery

$10.79

0.7%

Updated Today 12:11 PM ET

Report Card

CNH at a glance — five pillars scored 0–100 from real filed financials.

Value
0
Growth
0
Profitability
0
Health
0
Dividends
0

Overall: Weak · 15/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.

Price — Past Year

▼ Down 20.9% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$13.29B

P/E

34.44x

Forward P/E (est.)

49.19x

ROE

5.0%

Revenue Growth

-4.0%

EPS Growth

-60.3%

Profit Margin

2.1%

FCF Yield

Debt / Equity

3.46x

ROIC

Interest Coverage

1.24x

Current Ratio

Dividend Yield

0.9%

Implied Growth (rev. DCF)

Rating Score

15/100

Business Overview
Research

CNH Industrial NV (CNH) is a large-cap company in the Machinery industry, part of the Industrials sector of the S&P 500, with a market value around $13.29B.

In its latest reported year it generated about $15.35B in revenue and $510.00M in net profit.

Our model rates CNH Weak (15/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what CNH's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. CNH trades near $10.79, above its 50-day average ($10.55) and 200-day average ($10.63). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 54 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.

Volatility — ATR. Average True Range is the typical daily move. CNH's is $0.45 (~4.2% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month CNH found buyers near $9.97 (support) and sellers near $11.51 (resistance); its 52-week range is $9.00–$14.27. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 0.2× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Revenue Growth
Research

4Y CAGR

-3.6%

0/4 checks passedRevenue growingRevenue growth beats sector midpointEPS growingEPS growing faster than revenue

Revenue moved from $23.22B in 2016 to $15.35B in 2025, a -4.5% compound annual growth rate. The most recent year declined 4.0% year over year. Shrinking revenue is worth a closer look — is it cyclical or structural?

Profitability
Research
1/3 checks passedProfitableNet margin above sector midpointROE above 12%

Gross Margin

31.3%

Operating Margin

14.5%

Net Margin

3.3%

ROE

5.0%

CNH Industrial NV keeps about 2.1% of each sales dollar as net profit, with a 31.3% gross margin and 14.5% operating margin. Return on equity is 5.0%. Thin margins leave less cushion if costs rise.

Debt Analysis
Research
0/3 checks passedDebt under 1× equityDebt under 2× equityInterest covered 3×+

Total Debt

$19.00M

Net Debt

-$1.58B

Net cash position

Net Debt / EBITDA

Debt / Equity

3.46x

Leverage: debt-to-equity is 3.5x, and operating profit covers interest about 1.2x. That is elevated leverage, which raises risk if earnings or rates move against it. It carries roughly $19.00M of total debt against $1.60B of cash.

Cash Flow Analysis
Research

Operating CF

$2.54B

Free Cash Flow

$2.54B

FCF Margin

16.5%

In the latest year CNH Industrial NV produced about $2.54B of operating cash flow and $2.54B of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.

Valuation Analysis
Research
2/3 checks passedPositive earnings (P/E meaningful)P/E below sector's upper bandForward P/E below trailing (earnings growing)

P/E

34.44x

P/S

0.73x

P/B

1.49x

EV / EBITDA

5.04x

CNH trades at 34.4x trailing earnings (about 49.2x on estimated forward earnings), 0.7x sales, and 1.5x book value. That is a premium multiple that needs growth to justify it.

Metrics vs. Sector Range

Where CNH sits versus its Industrials sector peers in the S&P 500.

TTM P/E
34.4xFair
Forward P/E
49.2xExpensive
P/S ratio
0.7xCheap
Revenue growth
-4.0%Weak
EPS growth
-60.3%Weak
Gross margin
31.3%Average
Net margin
2.1%Weak
ROE
5.0%Weak

Bands show the middle half (25th–75th percentile) of the 87 Industrials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.

Sector Peer Comparison

How CNH stacks up against its Industrials peers — valuation, profitability, and growth versus the sector median.

In the Industrials sector (165 S&P 500 companies), CNH ranks #85 of 165 by our overall rating. It trades at roughly in line versus the sector on earnings (34.4x P/E vs. 32x median) with a lower return on equity (5.0% vs. 19.7%) and slower revenue growth (-4.0% vs. 5.2%).

P/E vs sector

34.4x

median 32x

ROE vs sector

5.0%

median 19.7%

Growth vs sector

-4.0%

median 5.2%

Sector rank

#85

of 165 by rating

CompanyP/ERev Gr.Rating
CNHThis stock34.4x-4.0%Weak· 15
CR38.5x7.2%Neutral· 45
MLI14.8x11.5%Strong· 82
GGG24.2x4.6%Favorable· 66
ITT36.5x16.6%Neutral· 50
DCI23.5x4.4%Favorable· 64
ASTENot rated
BLBDNot rated
Industrials median32x5.2%21/100

Valuation vs. quality map

sector medianCRMLIGGGITTDCICNHP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Industrials companies by sub-industry and size. Sector median is across all 165 S&P 500 names in the sector. Educational, not a recommendation.

5-Year Projection Model

Project revenue → earnings → price. Edit the assumptions to build your own case.

2030 price target (Base Case)

$0.00 $0.00

vs. $10.79 today · expected CAGR -4%6%

Metric20262027202820292030
Revenue$15.81B$16.28B$16.77B$17.27B$17.79B
Net income$474.19M$488.42M$503.07M$518.16M$533.71M
EPS$0.38$0.39$0.41$0.42$0.43
Share price (low)$7.65$7.88$8.11$8.36$8.61
Share price (high)$13.00$13.39$13.79$14.21$14.63
CAGR (low–high)-29% / 21%-15% / 11%-9% / 9%-6% / 7%-4% / 6%

Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.

Bull Case

The case for CNH:

  • As an established S&P 500 member in Industrials, it brings scale and a long operating history.
Bear Case

The case against CNH:

  • Revenue growth is slow/negative (-4.0%), limiting the upside engine.
  • Thin net margins (2.1%) leave little room for error.
  • Elevated leverage (debt/equity 3.5x) adds financial risk.
  • Interest coverage is thin (1.2x), so debt costs bite.
  • Our model's overall read is Weak (15/100).
Key Risks
Research

Valuation risk — at 34.4x earnings, disappointing results could compress the multiple.

Balance-sheet risk — debt/equity of 3.5x magnifies the impact of higher rates or weaker earnings.

Growth risk — sluggish revenue (-4.0%) leaves little margin for execution missteps.

Margin risk — thin profitability (2.1%) is vulnerable to cost or pricing pressure.

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the fundamentals screen weakly: CNH Industrial NV is a large-cap industrials business with shrinking revenue, with modest profitability, and a heavier debt load to watch. It trades at 34.4x earnings, which our model scores Weak (15/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

CNH — frequently asked questions

Is CNH a good stock to buy?

We don't give buy or sell advice. Our model rates CNH Industrial NV Weak (15/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.

What is CNH's rating on The Stocks School?

CNH Industrial NV currently scores 15/100 (Weak) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.

How our ratings work
Where does CNH's data come from?

Live price data plus real fundamentals and 5-year financials pulled directly from CNH Industrial NV's SEC filings — refreshed automatically, not hand-entered.

How is the 5-year projection for CNH calculated?

It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.

Is this CNH analysis financial advice?

No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell CNH. Always do your own research and consider a licensed professional.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.