COLB
Columbia Banking System Inc
$31.80
▼ 1.1%Updated Today 11:10 AM ET
COLB at a glance — five pillars scored 0–100 from real filed financials.
Overall: Unrated · 0/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
Market Cap
$0.00
P/E
—
Forward P/E (est.)
—
ROE
—
Revenue Growth
—
EPS Growth
—
Profit Margin
—
FCF Yield
—
Debt / Equity
—
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
—
Implied Growth (rev. DCF)
—
Rating Score
0/100
Columbia Banking System Inc (COLB) is a small-cap company in the Banking industry, part of the Financials sector of the S&P 500.
In its latest reported year it generated about $177.00M in revenue and $550.00M in net profit.
Our model rates COLB Unrated (0/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
20.7%
Revenue moved from $83.31M in 2021 to $177.00M in 2025, a 20.7% compound annual growth rate. The most recent year was roughly steady year over year. Slower, mature growth is common for established businesses.
Gross Margin
—
Operating Margin
—
Net Margin
310.7%
ROE
—
Total Debt
$0.00
Net Debt
-$1.77B
Net cash position
Net Debt / EBITDA
—
Debt / Equity
—
Leverage: debt-to-equity is n/a. Detailed balance-sheet leverage is limited for this name. It carries roughly $0.00 of total debt against $1.77B of cash.
Operating CF
$746.00M
Free Cash Flow
$746.00M
FCF Margin
421.5%
In the latest year Columbia Banking System Inc produced about $746.00M of operating cash flow and $746.00M of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
Can the payout survive a bad year? Scored from filed cash flow, earnings coverage, and the raise/cut record.
The payout is comfortably covered by cash the business actually generates, with a raise habit behind it.
Per share (latest FY)
$1.45
Total paid (latest FY)
$335.00M
History on record
5 years
dividend uses 45% of free cash flow
61% of net income paid out
total dividends increased 3 years in a row
no cuts in the last 5 years on record
Coverage uses the latest fiscal year as filed with the SEC; the streak counts total dollars paid (per-share figures can carry split artifacts). Educational information, not income advice.
P/E
—
P/S
—
P/B
—
EV / EBITDA
—
COLB trades at n/a trailing earnings. With no positive trailing earnings, value it on sales, cash flow, or growth rather than P/E.
Where COLB sits versus its Financials sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 141 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How COLB stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (289 S&P 500 companies), COLB ranks #170 of 289 by our overall rating.
P/E vs sector
—
median 15.6x
ROE vs sector
—
median 13.6%
Growth vs sector
—
median 15.9%
Sector rank
#170
of 289 by rating
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 289 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $31.80 today · expected CAGR -30% – -22%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $191.16M | $206.45M | $222.97M | $240.81M | $260.07M |
| Net income | $95.58M | $103.23M | $111.48M | $120.40M | $130.04M |
| EPS | $0.34 | $0.36 | $0.39 | $0.43 | $0.46 |
| Share price (low) | $4.05 | $4.38 | $4.73 | $5.11 | $5.52 |
| Share price (high) | $6.76 | $7.30 | $7.88 | $8.51 | $9.19 |
| CAGR (low–high) | -87% / -79% | -63% / -52% | -47% / -37% | -37% / -28% | -30% / -22% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for COLB:
- As an established S&P 500 member in Financials, it brings scale and a long operating history.
The case against COLB:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: Columbia Banking System Inc is a small-cap financials business growing at a mature pace, with modest profitability, and a heavier debt load to watch. It trades at n/a earnings, which our model scores Unrated (0/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Latest SEC Filings
COLB's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen.
COLB — frequently asked questions
Is COLB a good stock to buy?
We don't give buy or sell advice. Review Columbia Banking System Inc's fundamentals, valuation, and 5-year financials on this page, then make your own decision — and consider a licensed professional.
Where does COLB's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Columbia Banking System Inc's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for COLB calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this COLB analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell COLB. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.