ACGL
Arch Capital Group
$92.04
▲ 0.9%Updated Today 6:01 PM ET
▲ Up 1.0% over the last 12 months
Market Cap
$31.86B
P/E
6.46x
Forward P/E (est.)
4.85x
ROE
20.5%
Revenue Growth
7.8%
EPS Growth
33.3%
Profit Margin
25.6%
FCF Yield
8.2%
Debt / Equity
0.11x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
—
Implied Growth (rev. DCF)
-8.6%
Rating Score
77/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what ACGL's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. ACGL trades near $92.04, below its 50-day average ($94.06) and 200-day average ($93.39). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 57 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. ACGL's is $1.75 (~1.9% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month ACGL found buyers near $87.05 (support) and sellers near $97.22 (resistance); its 52-week range is $82.45–$103.39. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.9× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Arch Capital Group (ACGL) is a large-cap company in the Property & Casualty Insurance industry, part of the Financials sector of the S&P 500, with a market value around $31.86B.
In its latest reported year it generated about $19.93B in revenue and $4.40B in net profit.
Our model rates ACGL Strong (77/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
21.2%
Revenue moved from $9.25B in 2021 to $19.93B in 2025, a 21.2% compound annual growth rate. The most recent year grew a steady 7.8% year over year. Slower, mature growth is common for established businesses.
Gross Margin
—
Operating Margin
25.6%
Net Margin
22.1%
ROE
20.5%
Arch Capital Group keeps about 25.6% of each sales dollar as net profit. Return on equity is 20.5%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
—
Net Debt
—
Net Debt / EBITDA
—
Debt / Equity
0.11x
Leverage: debt-to-equity is 0.1x. That is a conservative balance sheet — a cushion in downturns.
Operating CF
$6.17B
Free Cash Flow
$6.13B
FCF Margin
30.7%
In the latest year Arch Capital Group produced about $6.17B of operating cash flow and $6.13B of free cash flow after capital spending. That is a free-cash-flow yield of about 8.2% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
6.46x
P/S
1.65x
P/B
1.42x
EV / EBITDA
—
ACGL trades at 6.5x trailing earnings (about 4.8x on estimated forward earnings), 1.6x sales, and 1.4x book value. Reverse-engineering today's price implies the market expects roughly -8.6% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How ACGL stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), ACGL ranks #7 of 76 by our overall rating. It trades at a discount versus the sector on earnings (6.5x P/E vs. 15.2x median) with a higher return on equity (20.5% vs. 15.3%) and slower revenue growth (7.8% vs. 9.1%).
P/E vs sector
6.5x
median 15.2x
ROE vs sector
20.5%
median 15.3%
Growth vs sector
7.8%
median 9.1%
Sector rank
#7
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$92.19 – $147.51
vs. $92.04 today · expected CAGR 0% – 10%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $21.52B | $23.25B | $25.10B | $27.11B | $29.28B |
| Net income | $4.74B | $5.11B | $5.52B | $5.96B | $6.44B |
| EPS | $13.55 | $14.64 | $15.81 | $17.07 | $18.44 |
| Share price (low) | $67.76 | $73.18 | $79.04 | $85.36 | $92.19 |
| Share price (high) | $108.42 | $117.09 | $126.46 | $136.58 | $147.51 |
| CAGR (low–high) | -26% / 18% | -11% / 13% | -5% / 11% | -2% / 10% | 0% / 10% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for ACGL:
- High net margins (25.6%) point to pricing power or efficiency.
- Strong return on equity (20.5%) shows capital is put to work well.
- Healthy free-cash-flow yield (~8.2%) funds buybacks and dividends.
- A conservative balance sheet (debt/equity 0.1x) lowers risk.
- Our model's overall read is Strong (77/100).
The case against ACGL:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Arch Capital Group is a large-cap financials business growing at a mature pace, with solid profitability, and a sound balance sheet. It trades at 6.5x earnings, which our model scores Strong (77/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.