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FUTU

NASDAQ
Strong · 93/100

Futu Holdings Ltd

Financials
Financial Services

$98.91

4.1%

Updated Today 12:11 PM ET

Report Card

FUTU at a glance — five pillars scored 0–100 from real filed financials.

Value
0
Growth
0
Profitability
0
Health
0
Dividends
0

Overall: Strong · 93/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.

Price — Past Year

▼ Down 18.8% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$13.32B

P/E

10.41x

Forward P/E (est.)

7.43x

ROE

26.6%

Revenue Growth

53.0%

EPS Growth

52.2%

Profit Margin

41.8%

FCF Yield

Debt / Equity

0.42x

ROIC

28.0%

Interest Coverage

1.99x

Current Ratio

1.19x

Dividend Yield

2.7%

Implied Growth (rev. DCF)

Rating Score

93/100

Business Overview
Research

Futu Holdings Ltd (FUTU) is a large-cap company in the Financial Services industry, part of the Financials sector of the S&P 500, with a market value around $13.32B.

In its latest reported year it generated about $1.36B in revenue and $1.46B in net profit.

Our model rates FUTU Strong (93/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what FUTU's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. FUTU trades near $98.91, below its 50-day average ($118.04) and 200-day average ($152.21). Price below both averages is a downtrend — momentum is against buyers for now.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 52 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.

Volatility — ATR. Average True Range is the typical daily move. FUTU's is $4.72 (~4.8% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month FUTU found buyers near $88.78 (support) and sellers near $104.13 (resistance); its 52-week range is $80.50–$202.53. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 0.3× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Revenue Growth
Research

4Y CAGR

28.3%

3/4 checks passedRevenue growingRevenue growth beats sector midpointEPS growingEPS growing faster than revenue

Revenue moved from $65.65M in 2019 to $1.36B in 2025, a 65.7% compound annual growth rate. The most recent year grew a strong 53.0% year over year. Consistent top-line growth is one sign of healthy demand.

Profitability
Research
4/4 checks passedProfitableNet margin above sector midpointROE above 12%ROIC above 10%

Gross Margin

188.3%

Operating Margin

133.2%

Net Margin

107.2%

ROE

26.6%

Futu Holdings Ltd keeps about 41.8% of each sales dollar as net profit, with a 188.3% gross margin and 133.2% operating margin. Return on equity is 26.6% and return on invested capital about 28.0%. Margins this wide usually signal pricing power or a cost advantage.

Debt Analysis
Research
3/4 checks passedDebt under 1× equityDebt under 2× equityInterest covered 3×+Short-term bills covered

Total Debt

Net Debt

Net Debt / EBITDA

Debt / Equity

0.42x

Leverage: debt-to-equity is 0.4x, and operating profit covers interest about 2.0x, with a current ratio of 1.2x. That is a conservative balance sheet — a cushion in downturns.

Cash Flow Analysis
Research

Operating CF

$5.24B

Free Cash Flow

$5.23B

FCF Margin

385.3%

In the latest year Futu Holdings Ltd produced about $5.24B of operating cash flow and $5.23B of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.

Valuation Analysis
Research
4/4 checks passedPositive earnings (P/E meaningful)P/E below sector's upper bandForward P/E below trailing (earnings growing)Trading below DCF fair value

P/E

10.41x

P/S

4.57x

P/B

4.51x

EV / EBITDA

6.59x

FUTU trades at 10.4x trailing earnings (about 7.4x on estimated forward earnings), 4.6x sales, and 4.5x book value. That is an undemanding multiple — potentially cheap if the business is stable.

DCF Fair Value (Educational)

A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.

DCF fair value / share

Current price

$98.91

+1527% · Below fair-value estimate

Starting FCF (latest 10-K)

$5.23B

Growth, years 1–5

20.0%

Fade to terminal, years 6–10

2.5%

Discount rate

9.0%

PV of 10-yr free cash flow$80.86B
PV of terminal value$135.86B
Estimated equity value$216.72B

Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.

Metrics vs. Sector Range

Where FUTU sits versus its Financials sector peers in the S&P 500.

TTM P/E
10.4xCheap
Forward P/E
7.4xCheap
P/S ratio
4.6xExpensive
Revenue growth
53.0%Strong
EPS growth
52.2%Strong
Gross margin
188.3%Strong
Net margin
41.8%Strong
ROE
26.6%Strong

Bands show the middle half (25th–75th percentile) of the 95 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.

Sector Peer Comparison

How FUTU stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.

In the Financials sector (181 S&P 500 companies), FUTU ranks #1 of 181 by our overall rating. It trades at a discount versus the sector on earnings (10.4x P/E vs. 15.3x median) with a higher return on equity (26.6% vs. 13.6%) and faster revenue growth (53.0% vs. 15.5%).

P/E vs sector

10.4x

median 15.3x

ROE vs sector

26.6%

median 13.6%

Growth vs sector

53.0%

median 15.5%

Sector rank

#1

of 181 by rating

CompanyP/ERev Gr.Rating
FUTUThis stock10.4x53.0%Strong· 93
CRBG54.1x17.0%Weak· 37
EVR17.7x47.3%Strong· 81
ALLY10x37.4%Favorable· 69
EQH-6.5%Weak· 0
JEF14.5x7.5%Weak· 38
KSPI7.4xStrong· 72
IX14.8x15.9%Favorable· 61
Financials median15.3x15.5%26/100

Valuation vs. quality map

sector medianCRBGEVRALLYJEFKSPIIXFUTUP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Financials companies by sub-industry and size. Sector median is across all 181 S&P 500 names in the sector. Educational, not a recommendation.

Bull Case

The case for FUTU:

  • Revenue is growing 53.0% a year, a sign of real demand.
  • High net margins (41.8%) point to pricing power or efficiency.
  • Strong return on equity (26.6%) shows capital is put to work well.
  • A conservative balance sheet (debt/equity 0.4x) lowers risk.
  • Pays a 2.7% dividend on top of any price gains.
  • Our model's overall read is Strong (93/100).
Bear Case

The case against FUTU:

  • Interest coverage is thin (2.0x), so debt costs bite.
  • Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Key Risks
Research

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the fundamentals screen favourably: Futu Holdings Ltd is a large-cap financials business still growing nicely, with solid profitability, and a sound balance sheet. It trades at 10.4x earnings, which our model scores Strong (93/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

FUTU — frequently asked questions

Is FUTU a good stock to buy?

We don't give buy or sell advice. Our model rates Futu Holdings Ltd Strong (93/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.

What is FUTU's rating on The Stocks School?

Futu Holdings Ltd currently scores 93/100 (Strong) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.

How our ratings work
Where does FUTU's data come from?

Live price data plus real fundamentals and 5-year financials pulled directly from Futu Holdings Ltd's SEC filings — refreshed automatically, not hand-entered.

How is the 5-year projection for FUTU calculated?

It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.

Is this FUTU analysis financial advice?

No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell FUTU. Always do your own research and consider a licensed professional.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.