GPN
Global Payments
$65.09
▼ 2.7%Updated Today 7:15 PM ET
▼ Down 12.2% over the last 12 months
Market Cap
$18.29B
P/E
13.12x
Forward P/E (est.)
9.37x
ROE
-3.1%
Revenue Growth
-12.6%
EPS Growth
142.7%
Profit Margin
-8.0%
FCF Yield
14.3%
Debt / Equity
0.95x
ROIC
3.0%
Interest Coverage
—
Current Ratio
0.79x
Dividend Yield
1.5%
Implied Growth (rev. DCF)
-1.9%
Rating Score
44/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what GPN's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. GPN trades near $65.09, below its 50-day average ($69.33) and 200-day average ($75.90). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 34 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently negative — short-term momentum is fading.
Volatility — ATR. Average True Range is the typical daily move. GPN's is $3.30 (~5.1% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month GPN found buyers near $61.16 (support) and sellers near $76.06 (resistance); its 52-week range is $61.16–$90.64. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.9× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Global Payments (GPN) is a large-cap company in the Transaction & Payment Processing Services industry, part of the Financials sector of the S&P 500, with a market value around $18.29B.
In its latest reported year it generated about $7.71B in revenue and $1.40B in net profit.
Our model rates GPN Neutral (44/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
-2.5%
Revenue moved from $8.52B in 2021 to $7.71B in 2025, a -2.5% compound annual growth rate. The most recent year declined 12.6% year over year. Shrinking revenue is worth a closer look — is it cyclical or structural?
Gross Margin
67.6%
Operating Margin
22.8%
Net Margin
18.2%
ROE
-3.1%
Global Payments keeps about -8.0% of each sales dollar as net profit, with a 67.6% gross margin and 22.8% operating margin. Return on equity is -3.1% and return on invested capital about 3.0%. The company is currently unprofitable on a net basis.
Total Debt
$22.70B
Net Debt
$16.84B
Net Debt / EBITDA
9.6x
Debt / Equity
0.95x
Leverage: debt-to-equity is 1.0x, with a current ratio of 0.8x. That is a moderate, manageable debt load for most businesses. It carries roughly $22.70B of total debt against $5.86B of cash.
Operating CF
$2.66B
Free Cash Flow
$2.04B
FCF Margin
26.5%
In the latest year Global Payments produced about $2.66B of operating cash flow and $2.04B of free cash flow after capital spending. That is a free-cash-flow yield of about 14.3% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
13.12x
P/S
2.44x
P/B
0.78x
EV / EBITDA
11.92x
GPN trades at 13.1x trailing earnings (about 9.4x on estimated forward earnings), 2.4x sales, and 0.8x book value. Reverse-engineering today's price implies the market expects roughly -1.9% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How GPN stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), GPN ranks #70 of 76 by our overall rating. It trades at roughly in line versus the sector on earnings (13.1x P/E vs. 15.2x median) with a lower return on equity (-3.1% vs. 15.3%) and slower revenue growth (-12.6% vs. 9.1%).
P/E vs sector
13.1x
median 15.2x
ROE vs sector
-3.1%
median 15.3%
Growth vs sector
-12.6%
median 9.1%
Sector rank
#70
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$47.03 – $76.42
vs. $65.09 today · expected CAGR -6% – 3%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $7.94B | $8.18B | $8.42B | $8.67B | $8.93B |
| Net income | $1.43B | $1.47B | $1.52B | $1.56B | $1.61B |
| EPS | $5.22 | $5.38 | $5.54 | $5.71 | $5.88 |
| Share price (low) | $41.78 | $43.04 | $44.33 | $45.66 | $47.03 |
| Share price (high) | $67.90 | $69.93 | $72.03 | $74.19 | $76.42 |
| CAGR (low–high) | -36% / 4% | -19% / 4% | -12% / 3% | -8% / 3% | -6% / 3% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for GPN:
- Healthy free-cash-flow yield (~14.3%) funds buybacks and dividends.
- As an established S&P 500 member in Financials, it brings scale and a long operating history.
The case against GPN:
- Revenue growth is slow/negative (-12.6%), limiting the upside engine.
- Thin net margins (-8.0%) leave little room for error.
Growth risk — sluggish revenue (-12.6%) leaves little margin for execution missteps.
Margin risk — thin profitability (-8.0%) is vulnerable to cost or pricing pressure.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: Global Payments is a large-cap financials business with shrinking revenue, with modest profitability, and a heavier debt load to watch. It trades at 13.1x earnings, which our model scores Neutral (44/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.