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TJX

S&P 500
Favorable · 58/100

TJX Companies

Consumer Discretionary
Apparel Retail

$164.17

0.2%

Updated Today 6:01 PM ET

Price — Past Year

▲ Up 33.7% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$180.96B

P/E

31.31x

Forward P/E (est.)

25.81x

ROE

59.7%

Revenue Growth

8.1%

EPS Growth

21.3%

Profit Margin

9.4%

FCF Yield

2.6%

Debt / Equity

0.28x

ROIC

31.0%

Interest Coverage

60.29x

Current Ratio

1.14x

Dividend Yield

1.1%

Implied Growth (rev. DCF)

6.1%

Rating Score

58/100

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what TJX's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. TJX trades near $164.17, above its 50-day average ($157.83) and 200-day average ($152.37). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 69 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.

Volatility — ATR. Average True Range is the typical daily move. TJX's is $3.36 (~2.0% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month TJX found buyers near $152.34 (support) and sellers near $170.00 (resistance); its 52-week range is $119.84–$170.00. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 1.5× the 20-day average — heavier than usual, which adds conviction to the move. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Business Overview
Research

TJX Companies (TJX) is a large-cap company in the Apparel Retail industry, part of the Consumer Discretionary sector of the S&P 500, with a market value around $180.96B.

In its latest reported year it generated about $60.37B in revenue and $5.49B in net profit.

Our model rates TJX Favorable (58/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Revenue Growth
Research

4Y CAGR

5.6%

Revenue moved from $48.55B in 2022 to $60.37B in 2026, a 5.6% compound annual growth rate. The most recent year grew a steady 8.1% year over year. Slower, mature growth is common for established businesses.

Profitability
Research

Gross Margin

31.4%

Operating Margin

12.3%

Net Margin

9.1%

ROE

59.7%

TJX Companies keeps about 9.4% of each sales dollar as net profit, with a 31.4% gross margin and 12.3% operating margin. Return on equity is 59.7% and return on invested capital about 31.0%. Margins are moderate — typical of a competitive but profitable business.

Debt Analysis
Research

Total Debt

$2.87B

Net Debt

-$2.71B

Net cash position

Net Debt / EBITDA

Debt / Equity

0.28x

Leverage: debt-to-equity is 0.3x, and operating profit covers interest about 60.3x, with a current ratio of 1.1x. That is a conservative balance sheet — a cushion in downturns. It carries roughly $2.87B of total debt against $5.58B of cash.

Cash Flow Analysis
Research

Operating CF

$6.87B

Free Cash Flow

$4.92B

FCF Margin

8.1%

In the latest year TJX Companies produced about $6.87B of operating cash flow and $4.92B of free cash flow after capital spending. That is a free-cash-flow yield of about 2.6% on today's price. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.

Valuation Analysis
Research

P/E

31.31x

P/S

3.05x

P/B

16.12x

EV / EBITDA

29.95x

TJX trades at 31.3x trailing earnings (about 25.8x on estimated forward earnings), 3.0x sales, and 16.1x book value. Reverse-engineering today's price implies the market expects roughly 6.1% long-term free-cash-flow growth. That is a premium multiple that needs growth to justify it.

Metrics vs. Typical Range

Where this stock sits versus what most companies trade at.

TTM P/E
31.3xExpensive
Forward P/E
25.8xExpensive
P/S ratio
3.0xExpensive
Revenue growth
8.1%Strong
EPS growth
21.3%Strong
Gross margin
31.4%Weak
Net margin
9.4%Average
ROE
59.7%Strong

Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.

Sector Peer Comparison

How TJX stacks up against its Consumer Discretionary peers — valuation, profitability, and growth versus the sector median.

In the Consumer Discretionary sector (48 S&P 500 companies), TJX ranks #18 of 48 by our overall rating. It trades at a premium versus the sector on earnings (31.3x P/E vs. 23.7x median) with a higher return on equity (59.7% vs. 39.2%) and faster revenue growth (8.1% vs. 6.2%).

P/E vs sector

31.3x

median 23.7x

ROE vs sector

59.7%

median 39.2%

Growth vs sector

8.1%

median 6.2%

Sector rank

#18

of 48 by rating

CompanyP/ERev Gr.Rating
TJXThis stock31.3x8.1%Favorable· 58
ROST32.4x11.9%Favorable· 59
MCD22.8x6.8%Favorable· 64
BKNG21.6x14.9%Favorable· 68
LOW18.7x6.2%Neutral· 50
SBUX76x5.8%Weak· 29
MAR40.3x4.7%Weak· 38
HD23.7x2.2%Neutral· 45
Consumer Discretionary median23.7x6.2%54/100

Valuation vs. quality map

sector medianROSTMCDBKNGLOWSBUXMARHDTJXP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Consumer Discretionary companies by sub-industry and size. Sector median is across all 48 S&P 500 names in the sector. Educational, not a recommendation.

5-Year Projection Model

Project revenue → earnings → price. Edit the assumptions to build your own case.

2030 price target (Base Case)

$137.31$224.03

vs. $164.17 today · expected CAGR -4%6%

Metric20262027202820292030
Revenue$65.20B$70.42B$76.05B$82.14B$88.71B
Net income$5.87B$6.34B$6.84B$7.39B$7.98B
EPS$5.31$5.74$6.20$6.69$7.23
Share price (low)$100.93$109.00$117.72$127.14$137.31
Share price (high)$164.67$177.84$192.07$207.44$224.03
CAGR (low–high)-39% / 0%-19% / 4%-10% / 5%-6% / 6%-4% / 6%

Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.

Bull Case

The case for TJX:

  • Strong return on equity (59.7%) shows capital is put to work well.
  • A conservative balance sheet (debt/equity 0.3x) lowers risk.
  • Our model's overall read is Favorable (58/100).
Bear Case

The case against TJX:

  • Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Key Risks
Research

Valuation risk — at 31.3x earnings, disappointing results could compress the multiple.

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the fundamentals screen favourably: TJX Companies is a large-cap consumer discretionary business growing at a mature pace, with modest profitability, and a sound balance sheet. It trades at 31.3x earnings, which our model scores Favorable (58/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.