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UNP

S&P 500
Favorable · 63/100

Union Pacific Corporation

Industrials
Rail Transportation

$259.91

1.2%

Updated Today 7:15 PM ET

Price — Past Year

▲ Up 15.7% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$158.79B

P/E

20.48x

Forward P/E (est.)

18.71x

ROE

40.4%

Revenue Growth

1.9%

EPS Growth

9.4%

Profit Margin

29.2%

FCF Yield

5.3%

Debt / Equity

1.72x

ROIC

15.0%

Interest Coverage

7.35x

Current Ratio

0.92x

Dividend Yield

2.1%

Implied Growth (rev. DCF)

5.4%

Rating Score

63/100

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what UNP's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. UNP trades near $259.91, around its 50-day average ($263.69) and 200-day average ($241.95). Price tangled in its moving averages means there is no clear trend — the stock is ranging.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 41 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently negative — short-term momentum is fading.

Volatility — ATR. Average True Range is the typical daily move. UNP's is $6.49 (~2.5% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month UNP found buyers near $255.49 (support) and sellers near $279.70 (resistance); its 52-week range is $210.84–$279.70. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 1.2× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Business Overview
Research

Union Pacific Corporation (UNP) is a large-cap company in the Rail Transportation industry, part of the Industrials sector of the S&P 500, with a market value around $158.79B.

In its latest reported year it generated about $24.51B in revenue and $7.14B in net profit.

Our model rates UNP Favorable (63/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Revenue Growth
Research

4Y CAGR

3.0%

Revenue moved from $21.80B in 2021 to $24.51B in 2025, a 3.0% compound annual growth rate. The most recent year was roughly flat (1.9%) year over year. Slower, mature growth is common for established businesses.

Profitability
Research

Gross Margin

79.4%

Operating Margin

40.2%

Net Margin

29.1%

ROE

40.4%

Union Pacific Corporation keeps about 29.2% of each sales dollar as net profit, with a 79.4% gross margin and 40.2% operating margin. Return on equity is 40.4% and return on invested capital about 15.0%. Margins this wide usually signal pricing power or a cost advantage.

Debt Analysis
Research

Total Debt

$31.81B

Net Debt

$31.08B

Net Debt / EBITDA

3.16x

Debt / Equity

1.72x

Leverage: debt-to-equity is 1.7x, and operating profit covers interest about 7.3x, with a current ratio of 0.9x. That is elevated leverage, which raises risk if earnings or rates move against it. It carries roughly $31.81B of total debt against $735.00M of cash.

Cash Flow Analysis
Research

Operating CF

$9.29B

Free Cash Flow

$5.50B

FCF Margin

22.4%

In the latest year Union Pacific Corporation produced about $9.29B of operating cash flow and $5.50B of free cash flow after capital spending. That is a free-cash-flow yield of about 5.3% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.

Valuation Analysis
Research

P/E

20.48x

P/S

6.28x

P/B

7.14x

EV / EBITDA

UNP trades at 20.5x trailing earnings (about 18.7x on estimated forward earnings), 6.3x sales, and 7.1x book value. Reverse-engineering today's price implies the market expects roughly 5.4% long-term free-cash-flow growth. That is a fairly typical valuation for a profitable company.

Metrics vs. Typical Range

Where this stock sits versus what most companies trade at.

TTM P/E
20.5xFair
Forward P/E
18.7xFair
P/S ratio
6.3xExpensive
Revenue growth
1.9%Weak
EPS growth
9.4%Average
Gross margin
79.4%Strong
Net margin
29.2%Strong
ROE
40.4%Strong

Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.

Sector Peer Comparison

How UNP stacks up against its Industrials peers — valuation, profitability, and growth versus the sector median.

In the Industrials sector (80 S&P 500 companies), UNP ranks #10 of 80 by our overall rating. It trades at a discount versus the sector on earnings (20.5x P/E vs. 30x median) with a higher return on equity (40.4% vs. 24.7%) and slower revenue growth (1.9% vs. 5.0%).

P/E vs sector

20.5x

median 30x

ROE vs sector

40.4%

median 24.7%

Growth vs sector

1.9%

median 5.0%

Sector rank

#10

of 80 by rating

CompanyP/ERev Gr.Rating
UNPThis stock20.5x1.9%Favorable· 63
CSX27.8x-0.9%Neutral· 47
NSC25.1x0.6%Neutral· 45
DE33.4x4.0%Weak· 37
ETN41.5x-15.1%Weak· 38
UBER16.1x18.3%Favorable· 62
HON31.9x3.6%Weak· 39
BA77.1x32.8%Weak· 38
Industrials median30x5.0%52/100

Valuation vs. quality map

sector medianCSXNSCDEETNUBERHONBAUNPP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Industrials companies by sub-industry and size. Sector median is across all 80 S&P 500 names in the sector. Educational, not a recommendation.

5-Year Projection Model

Project revenue → earnings → price. Edit the assumptions to build your own case.

2030 price target (Base Case)

$166.55$277.58

vs. $259.91 today · expected CAGR -9%1%

Metric20262027202820292030
Revenue$25.25B$26.00B$26.78B$27.59B$28.41B
Net income$7.32B$7.54B$7.77B$8.00B$8.24B
EPS$12.33$12.70$13.08$13.47$13.88
Share price (low)$147.97$152.41$156.98$161.69$166.55
Share price (high)$246.62$254.02$261.64$269.49$277.58
CAGR (low–high)-43% / -5%-23% / -1%-15% / 0%-11% / 1%-9% / 1%

Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.

Bull Case

The case for UNP:

  • High net margins (29.2%) point to pricing power or efficiency.
  • Strong return on equity (40.4%) shows capital is put to work well.
  • Healthy free-cash-flow yield (~5.3%) funds buybacks and dividends.
  • Pays a 2.1% dividend on top of any price gains.
  • Our model's overall read is Favorable (63/100).
Bear Case

The case against UNP:

  • Revenue growth is slow (1.9%), limiting the upside engine.
  • Elevated leverage (debt/equity 1.7x) adds financial risk.
Key Risks
Research

Balance-sheet risk — debt/equity of 1.7x magnifies the impact of higher rates or weaker earnings.

Growth risk — sluggish revenue (1.9%) leaves little margin for execution missteps.

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the fundamentals screen favourably: Union Pacific Corporation is a large-cap industrials business growing at a mature pace, with solid profitability, and a heavier debt load to watch. It trades at 20.5x earnings, which our model scores Favorable (63/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.