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CMI

S&P 500
Weak · 41/100

Cummins

Industrials
Construction Machinery & Heavy Transportation Equipment

$724.93

1.1%

Updated Today 7:15 PM ET

Price — Past Year

▲ Up 127.6% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$98.92B

P/E

36.68x

Forward P/E (est.)

38.28x

ROE

22.0%

Revenue Growth

0.1%

EPS Growth

-4.2%

Profit Margin

7.9%

FCF Yield

3.9%

Debt / Equity

0.61x

ROIC

23.0%

Interest Coverage

12.23x

Current Ratio

1.71x

Dividend Yield

1.2%

Implied Growth (rev. DCF)

6.4%

Rating Score

41/100

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what CMI's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. CMI trades near $724.93, above its 50-day average ($659.77) and 200-day average ($541.36). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 60 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.

Volatility — ATR. Average True Range is the typical daily move. CMI's is $27.15 (~3.7% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month CMI found buyers near $628.09 (support) and sellers near $733.48 (resistance); its 52-week range is $307.90–$733.48. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 1.8× the 20-day average — heavier than usual, which adds conviction to the move. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Business Overview
Research

Cummins (CMI) is a large-cap company in the Construction Machinery & Heavy Transportation Equipment industry, part of the Industrials sector of the S&P 500, with a market value around $98.92B.

In its latest reported year it generated about $33.67B in revenue.

Our model rates CMI Weak (41/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Revenue Growth
Research

4Y CAGR

8.8%

Revenue moved from $24.02B in 2021 to $33.67B in 2025, a 8.8% compound annual growth rate. The most recent year was roughly flat (0.1%) year over year. Slower, mature growth is common for established businesses.

Profitability
Research

Gross Margin

25.3%

Operating Margin

12.0%

Net Margin

7.9%

ROE

22.0%

Cummins keeps about 7.9% of each sales dollar as net profit, with a 25.3% gross margin and 12.0% operating margin. Return on equity is 22.0% and return on invested capital about 23.0%. Margins are moderate — typical of a competitive but profitable business.

Debt Analysis
Research

Total Debt

$1.52B

Net Debt

-$1.10B

Net cash position

Net Debt / EBITDA

-0.27x

Debt / Equity

0.61x

Leverage: debt-to-equity is 0.6x, and operating profit covers interest about 12.2x, with a current ratio of 1.7x. That is a moderate, manageable debt load for most businesses. It carries roughly $1.52B of total debt against $2.61B of cash.

Cash Flow Analysis
Research

Operating CF

$3.62B

Free Cash Flow

$2.39B

FCF Margin

7.1%

In the latest year Cummins produced about $3.62B of operating cash flow and $2.39B of free cash flow after capital spending. That is a free-cash-flow yield of about 3.9% on today's price. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.

Valuation Analysis
Research

P/E

36.68x

P/S

2.84x

P/B

5.84x

EV / EBITDA

18.61x

CMI trades at 36.7x trailing earnings (about 38.3x on estimated forward earnings), 2.8x sales, and 5.8x book value. Reverse-engineering today's price implies the market expects roughly 6.4% long-term free-cash-flow growth. That is a premium multiple that needs growth to justify it.

Metrics vs. Typical Range

Where this stock sits versus what most companies trade at.

TTM P/E
36.7xExpensive
Forward P/E
38.3xExpensive
P/S ratio
2.8xExpensive
Revenue growth
0.1%Weak
EPS growth
-4.2%Weak
Gross margin
25.3%Weak
Net margin
7.9%Weak
ROE
22.0%Strong

Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.

Sector Peer Comparison

How CMI stacks up against its Industrials peers — valuation, profitability, and growth versus the sector median.

In the Industrials sector (80 S&P 500 companies), CMI ranks #65 of 80 by our overall rating. It trades at a premium versus the sector on earnings (36.7x P/E vs. 30x median) with a lower return on equity (22.0% vs. 24.7%) and slower revenue growth (0.1% vs. 5.0%).

P/E vs sector

36.7x

median 30x

ROE vs sector

22.0%

median 24.7%

Growth vs sector

0.1%

median 5.0%

Sector rank

#65

of 80 by rating

CompanyP/ERev Gr.Rating
CMIThis stock36.7x0.1%Weak· 41
PCAR25.4x-14.2%Weak· 34
WAB37.9x9.6%Neutral· 48
CAT48.5x11.8%Weak· 41
GD21.8x-16.9%Neutral· 48
UPS17x-2.9%Neutral· 45
PWR96.3x21.1%Neutral· 44
TT36.7x6.4%Neutral· 53
Industrials median30x5.0%52/100

Valuation vs. quality map

sector medianPCARWABCATGDUPSPWRTTCMIP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Industrials companies by sub-industry and size. Sector median is across all 80 S&P 500 names in the sector. Educational, not a recommendation.

5-Year Projection Model

Project revenue → earnings → price. Edit the assumptions to build your own case.

2030 price target (Base Case)

$497.85$837.29

vs. $724.93 today · expected CAGR -7%3%

Metric20262027202820292030
Revenue$34.68B$35.72B$36.79B$37.90B$39.03B
Net income$2.77B$2.86B$2.94B$3.03B$3.12B
EPS$20.11$20.71$21.33$21.97$22.63
Share price (low)$442.33$455.60$469.27$483.35$497.85
Share price (high)$743.92$766.24$789.23$812.90$837.29
CAGR (low–high)-39% / 3%-21% / 3%-13% / 3%-10% / 3%-7% / 3%

Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.

Bull Case

The case for CMI:

  • Strong return on equity (22.0%) shows capital is put to work well.
  • As an established S&P 500 member in Industrials, it brings scale and a long operating history.
Bear Case

The case against CMI:

  • Revenue growth is slow (0.1%), limiting the upside engine.
  • Our model's overall read is Weak (41/100).
Key Risks
Research

Valuation risk — at 36.7x earnings, disappointing results could compress the multiple.

Growth risk — sluggish revenue (0.1%) leaves little margin for execution missteps.

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the fundamentals screen weakly: Cummins is a large-cap industrials business growing at a mature pace, with modest profitability, and a sound balance sheet. It trades at 36.7x earnings, which our model scores Weak (41/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.