GSHD
Goosehead Insurance Inc
GSHD at a glance — five pillars scored 0–100 from real filed financials.
Overall: Unrated · 0/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
Market Cap
$0.00
P/E
—
Forward P/E (est.)
—
ROE
—
Revenue Growth
—
EPS Growth
—
Profit Margin
—
FCF Yield
—
Debt / Equity
—
ROIC
—
Interest Coverage
11.34x
Current Ratio
1.32x
Dividend Yield
—
Implied Growth (rev. DCF)
—
Rating Score
0/100
Goosehead Insurance Inc (GSHD) is a small-cap company in the Insurance industry, part of the Financials sector of the S&P 500.
In its latest reported year it generated about $365.30M in revenue and $27.83M in net profit.
Our model rates GSHD Unrated (0/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
24.7%
Revenue moved from $42.71M in 2017 to $365.30M in 2025, a 30.8% compound annual growth rate. The most recent year was roughly steady year over year. Slower, mature growth is common for established businesses.
Gross Margin
—
Operating Margin
20.4%
Net Margin
7.6%
ROE
—
Total Debt
$36.50M
Net Debt
$10.85M
Net Debt / EBITDA
0.15x
Debt / Equity
—
Leverage: debt-to-equity is n/a, and operating profit covers interest about 11.3x, with a current ratio of 1.3x. Detailed balance-sheet leverage is limited for this name. It carries roughly $36.50M of total debt against $25.65M of cash.
Operating CF
$91.76M
Free Cash Flow
$86.09M
FCF Margin
23.6%
In the latest year Goosehead Insurance Inc produced about $91.76M of operating cash flow and $86.09M of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
P/E
—
P/S
—
P/B
—
EV / EBITDA
—
GSHD trades at n/a trailing earnings. With no positive trailing earnings, value it on sales, cash flow, or growth rather than P/E.
A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.
DCF fair value / share
—
Current price
—
Starting FCF (latest 10-K)
$86.09M
Growth, years 1–5
4.0%
Fade to terminal, years 6–10
2.5%
Discount rate
9.0%
Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.
Where GSHD sits versus its Financials sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 60 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How GSHD stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (161 S&P 500 companies), GSHD ranks #123 of 161 by our overall rating.
P/E vs sector
—
median 16.6x
ROE vs sector
—
median 14.6%
Growth vs sector
—
median 9.4%
Sector rank
#123
of 161 by rating
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 161 S&P 500 names in the sector. Educational, not a recommendation.
The case for GSHD:
- As an established S&P 500 member in Financials, it brings scale and a long operating history.
The case against GSHD:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: Goosehead Insurance Inc is a small-cap financials business growing at a mature pace, with modest profitability, and a heavier debt load to watch. It trades at n/a earnings, which our model scores Unrated (0/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
GSHD — frequently asked questions
Is GSHD a good stock to buy?
We don't give buy or sell advice. Review Goosehead Insurance Inc's fundamentals, valuation, and 5-year financials on this page, then make your own decision — and consider a licensed professional.
Where does GSHD's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Goosehead Insurance Inc's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for GSHD calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this GSHD analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell GSHD. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.