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HBAN

S&P 500
Strong · 77/100

Huntington Bancshares

Financials
Regional Banks

$17.05

1.1%

Updated Today 6:01 PM ET

Price — Past Year

▲ Up 7.2% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$34.18B

P/E

15.49x

Forward P/E (est.)

15.42x

ROE

8.8%

Revenue Growth

59.0%

EPS Growth

0.5%

Profit Margin

31.2%

FCF Yield

11.5%

Debt / Equity

0.53x

ROIC

Interest Coverage

Current Ratio

Dividend Yield

3.6%

Implied Growth (rev. DCF)

2.4%

Rating Score

77/100

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what HBAN's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. HBAN trades near $17.05, above its 50-day average ($16.40) and 200-day average ($16.72). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 57 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.

Volatility — ATR. Average True Range is the typical daily move. HBAN's is $0.43 (~2.5% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month HBAN found buyers near $15.65 (support) and sellers near $17.75 (resistance); its 52-week range is $14.89–$19.46. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 1.3× the 20-day average — heavier than usual, which adds conviction to the move. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Business Overview
Research

Huntington Bancshares (HBAN) is a large-cap company in the Regional Banks industry, part of the Financials sector of the S&P 500, with a market value around $34.18B.

In its latest reported year it generated about $1.56B in revenue and $2.21B in net profit.

Our model rates HBAN Strong (77/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Revenue Growth
Research

4Y CAGR

8.8%

Revenue moved from $1.11B in 2021 to $1.56B in 2025, a 8.8% compound annual growth rate. The most recent year grew a strong 59.0% year over year. Consistent top-line growth is one sign of healthy demand.

Profitability
Research

Gross Margin

Operating Margin

38.6%

Net Margin

141.5%

ROE

8.8%

Huntington Bancshares keeps about 31.2% of each sales dollar as net profit. Return on equity is 8.8%. Margins this wide usually signal pricing power or a cost advantage.

Debt Analysis
Research

Total Debt

$21.59B

Net Debt

$19.96B

Net Debt / EBITDA

Debt / Equity

0.53x

Leverage: debt-to-equity is 0.5x. That is a moderate, manageable debt load for most businesses. It carries roughly $21.59B of total debt against $1.64B of cash.

Cash Flow Analysis
Research

Operating CF

$2.48B

Free Cash Flow

$2.21B

FCF Margin

141.8%

In the latest year Huntington Bancshares produced about $2.48B of operating cash flow and $2.21B of free cash flow after capital spending. That is a free-cash-flow yield of about 11.5% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.

Valuation Analysis
Research

P/E

15.49x

P/S

2.17x

P/B

1.09x

EV / EBITDA

HBAN trades at 15.5x trailing earnings (about 15.4x on estimated forward earnings), 2.2x sales, and 1.1x book value. Reverse-engineering today's price implies the market expects roughly 2.4% long-term free-cash-flow growth. That is a fairly typical valuation for a profitable company.

Metrics vs. Typical Range

Where this stock sits versus what most companies trade at.

TTM P/E
15.5xCheap
Forward P/E
15.4xCheap
P/S ratio
2.2xFair
Revenue growth
59.0%Strong
EPS growth
0.5%Weak
Gross margin
Net margin
31.2%Strong
ROE
8.8%Weak

Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.

Sector Peer Comparison

How HBAN stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.

In the Financials sector (76 S&P 500 companies), HBAN ranks #8 of 76 by our overall rating. It trades at roughly in line versus the sector on earnings (15.5x P/E vs. 15.2x median) with a lower return on equity (8.8% vs. 15.3%) and faster revenue growth (59.0% vs. 9.1%).

P/E vs sector

15.5x

median 15.2x

ROE vs sector

8.8%

median 15.3%

Growth vs sector

59.0%

median 9.1%

Sector rank

#8

of 76 by rating

CompanyP/ERev Gr.Rating
HBANThis stock15.5x59.0%Strong· 77
MTB11.2x86.2%Strong· 84
CFG14.3x62.7%Strong· 82
KEY12.6x57.1%Favorable· 67
FITB22.1x58.2%Strong· 73
RF11x45.4%Strong· 84
HIG8.7x6.9%Favorable· 68
ACGL6.5x7.8%Strong· 77
Financials median15.2x9.1%65/100

Valuation vs. quality map

sector medianMTBCFGKEYFITBRFHIGACGLHBANP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.

5-Year Projection Model

Project revenue → earnings → price. Edit the assumptions to build your own case.

2030 price target (Base Case)

$22.23$37.04

vs. $17.05 today · expected CAGR 5%17%

Metric20262027202820292030
Revenue$2.26B$3.28B$4.76B$6.90B$10.01B
Net income$1.13B$1.64B$2.38B$3.45B$5.01B
EPS$0.56$0.81$1.17$1.70$2.47
Share price (low)$5.03$7.29$10.57$15.33$22.23
Share price (high)$8.38$12.15$17.62$25.55$37.04
CAGR (low–high)-71% / -51%-35% / -16%-15% / 1%-3% / 11%5% / 17%

Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.

Bull Case

The case for HBAN:

  • Revenue is growing 59.0% a year, a sign of real demand.
  • High net margins (31.2%) point to pricing power or efficiency.
  • Healthy free-cash-flow yield (~11.5%) funds buybacks and dividends.
  • Pays a 3.6% dividend on top of any price gains.
  • Our model's overall read is Strong (77/100).
Bear Case

The case against HBAN:

  • Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Key Risks
Research

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the fundamentals screen favourably: Huntington Bancshares is a large-cap financials business still growing nicely, with solid profitability, and a sound balance sheet. It trades at 15.5x earnings, which our model scores Strong (77/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.