KEY
KeyCorp
$22.75
▲ 0.4%Updated Today 11:30 AM ET
KEY at a glance — five pillars scored 0–100 from real filed financials.
Overall: Favorable · 67/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▲ Up 41.1% over the last 12 months
Market Cap
$24.85B
P/E
12.67x
Forward P/E (est.)
13.63x
ROE
9.7%
Revenue Growth
57.1%
EPS Growth
-7.0%
Profit Margin
19.2%
FCF Yield
6.5%
Debt / Equity
0.54x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
3.7%
Implied Growth (rev. DCF)
0.5%
Rating Score
67/100
KeyCorp (KEY) is a large-cap company in the Regional Banks industry, part of the Financials sector of the S&P 500, with a market value around $24.85B.
In its latest reported year it generated about $7.51B in revenue and $1.83B in net profit.
Our model rates KEY Favorable (67/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what KEY's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. KEY trades near $22.75, above its 50-day average ($21.96) and 200-day average ($20.37). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 63 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. KEY's is $0.46 (~2.0% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month KEY found buyers near $21.07 (support) and sellers near $23.72 (resistance); its 52-week range is $16.47–$23.72. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.8× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
4Y CAGR
0.7%
Revenue moved from $5.02B in 2016 to $7.51B in 2025, a 4.6% compound annual growth rate. The most recent year grew a strong 57.1% year over year. Consistent top-line growth is one sign of healthy demand.
Gross Margin
—
Operating Margin
23.3%
Net Margin
24.3%
ROE
9.7%
KeyCorp keeps about 19.2% of each sales dollar as net profit. Return on equity is 9.7%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$10.88B
Net Debt
$10.88B
Net Debt / EBITDA
—
Debt / Equity
0.54x
Leverage: debt-to-equity is 0.5x. That is a moderate, manageable debt load for most businesses.
Operating CF
$2.21B
Free Cash Flow
$2.10B
FCF Margin
28.0%
In the latest year KeyCorp produced about $2.21B of operating cash flow and $2.10B of free cash flow after capital spending. That is a free-cash-flow yield of about 6.5% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
Can the payout survive a bad year? Scored from filed cash flow, earnings coverage, and the raise/cut record.
The payout is comfortably covered by cash the business actually generates, with a raise habit behind it.
Dividend yield
3.7%
Per share (latest FY)
$0.82
Total paid (latest FY)
$1.05B
History on record
10 years
dividend uses 50% of free cash flow
58% of net income paid out
total dividends increased 4 years in a row
no cuts in the last 10 years on record
Coverage uses the latest fiscal year as filed with the SEC; the streak counts total dollars paid (per-share figures can carry split artifacts). Educational information, not income advice.
P/E
12.67x
P/S
1.56x
P/B
1.1x
EV / EBITDA
—
KEY trades at 12.7x trailing earnings (about 13.6x on estimated forward earnings), 1.6x sales, and 1.1x book value. Reverse-engineering today's price implies the market expects roughly 0.5% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.
DCF fair value / share
$80.25
Current price
$22.75
Starting FCF (latest 10-K)
$2.10B
Growth, years 1–5
20.0%
Fade to terminal, years 6–10
2.5%
Discount rate
9.0%
Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.
Where KEY sits versus its Financials sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 141 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How KEY stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (289 S&P 500 companies), KEY ranks #58 of 289 by our overall rating. It trades at a discount versus the sector on earnings (12.7x P/E vs. 15.8x median) with a lower return on equity (9.7% vs. 13.6%) and faster revenue growth (57.1% vs. 15.9%).
P/E vs sector
12.7x
median 15.8x
ROE vs sector
9.7%
median 13.6%
Growth vs sector
57.1%
median 15.9%
Sector rank
#58
of 289 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 289 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $22.75 today · expected CAGR 30% – 43%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $10.89B | $15.80B | $22.90B | $33.21B | $48.16B |
| Net income | $2.61B | $3.79B | $5.50B | $7.97B | $11.56B |
| EPS | $2.39 | $3.47 | $5.03 | $7.30 | $10.58 |
| Share price (low) | $19.15 | $27.77 | $40.26 | $58.38 | $84.66 |
| Share price (high) | $31.12 | $45.12 | $65.43 | $94.87 | $137.57 |
| CAGR (low–high) | -16% / 37% | 10% / 41% | 21% / 42% | 27% / 43% | 30% / 43% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for KEY:
- Revenue is growing 57.1% a year, a sign of real demand.
- High net margins (19.2%) point to pricing power or efficiency.
- Healthy free-cash-flow yield (~6.5%) funds buybacks and dividends.
- Pays a 3.7% dividend on top of any price gains.
- Our model's overall read is Favorable (67/100).
The case against KEY:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: KeyCorp is a large-cap financials business still growing nicely, with solid profitability, and a sound balance sheet. It trades at 12.7x earnings, which our model scores Favorable (67/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Analyst Ratings
What 24 Wall Street analysts covering KEY recommend (August 2026). Consensus is a useful sanity check — not a substitute for your own homework.
Analysts have turned more positive over the last three months (+4 pts of buy ratings).
Latest SEC Filings
KEY's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen.
In the Idea Lab
KEY — frequently asked questions
Is KEY a good stock to buy?
We don't give buy or sell advice. Our model rates KeyCorp Favorable (67/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is KEY's rating on The Stocks School?
KeyCorp currently scores 67/100 (Favorable) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does KEY's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from KeyCorp's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for KEY calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this KEY analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell KEY. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.