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CB

S&P 500
Favorable · 70/100

Chubb Limited

Financials
Property & Casualty Insurance

$325.20

0.6%

Updated Today 7:15 PM ET

Price — Past Year

▲ Up 14.6% over the last 12 months

Price 50-day average 200-day averageSource: Yahoo Finance · refreshed daily
Key Metrics

Market Cap

$125.43B

P/E

11.1x

Forward P/E (est.)

8.14x

ROE

15.7%

Revenue Growth

8.2%

EPS Growth

36.3%

Profit Margin

18.6%

FCF Yield

5.4%

Debt / Equity

0.24x

ROIC

Interest Coverage

Current Ratio

Dividend Yield

1.2%

Implied Growth (rev. DCF)

Rating Score

70/100

Technical Analysis (Educational)
Research

Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what CB's chart says today, with each tool explained.

Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. CB trades near $325.20, above its 50-day average ($324.81) and 200-day average ($308.27). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.

Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 64 it is in neutral territory — neither stretched nor washed out.

MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.

Volatility — ATR. Average True Range is the typical daily move. CB's is $6.51 (~2.0% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.

Support & resistance. Over the last month CB found buyers near $308.61 (support) and sellers near $333.55 (resistance); its 52-week range is $264.10–$345.67. A decisive break beyond either edge often marks the next move.

Volume. The latest session traded 0.8× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.

Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.

Business Overview
Research

Chubb Limited (CB) is a large-cap company in the Property & Casualty Insurance industry, part of the Financials sector of the S&P 500, with a market value around $125.43B.

In its latest reported year it generated about $59.40B in revenue and $10.31B in net profit.

Our model rates CB Favorable (70/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.

Revenue Growth
Research

4Y CAGR

9.8%

Revenue moved from $40.87B in 2021 to $59.40B in 2025, a 9.8% compound annual growth rate. The most recent year grew a steady 8.2% year over year. Slower, mature growth is common for established businesses.

Profitability
Research

Gross Margin

Operating Margin

23.1%

Net Margin

17.4%

ROE

15.7%

Chubb Limited keeps about 18.6% of each sales dollar as net profit. Return on equity is 15.7%. Margins this wide usually signal pricing power or a cost advantage.

Debt Analysis
Research

Total Debt

$15.97B

Net Debt

$13.69B

Net Debt / EBITDA

Debt / Equity

0.24x

Leverage: debt-to-equity is 0.2x. That is a conservative balance sheet — a cushion in downturns. It carries roughly $15.97B of total debt against $2.29B of cash.

Cash Flow Analysis
Research

Operating CF

$12.82B

Free Cash Flow

$12.82B

FCF Margin

21.6%

In the latest year Chubb Limited produced about $12.82B of operating cash flow and $12.82B of free cash flow after capital spending. That is a free-cash-flow yield of about 5.4% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.

Valuation Analysis
Research

P/E

11.1x

P/S

2.15x

P/B

1.64x

EV / EBITDA

CB trades at 11.1x trailing earnings (about 8.1x on estimated forward earnings), 2.1x sales, and 1.6x book value. That is an undemanding multiple — potentially cheap if the business is stable.

Metrics vs. Typical Range

Where this stock sits versus what most companies trade at.

TTM P/E
11.1xCheap
Forward P/E
8.1xCheap
P/S ratio
2.1xFair
Revenue growth
8.2%Strong
EPS growth
36.3%Strong
Gross margin
Net margin
18.6%Strong
ROE
15.7%Average

Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.

Sector Peer Comparison

How CB stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.

In the Financials sector (76 S&P 500 companies), CB ranks #21 of 76 by our overall rating. It trades at a discount versus the sector on earnings (11.1x P/E vs. 15.2x median) with a higher return on equity (15.7% vs. 15.3%) and slower revenue growth (8.2% vs. 9.1%).

P/E vs sector

11.1x

median 15.2x

ROE vs sector

15.7%

median 15.3%

Growth vs sector

8.2%

median 9.1%

Sector rank

#21

of 76 by rating

CompanyP/ERev Gr.Rating
CBThis stock11.1x8.2%Favorable· 70
PGR10.3x13.9%Strong· 72
TRV8.7x4.1%Favorable· 64
ALL4.7x4.4%Favorable· 63
HIG8.7x6.9%Favorable· 68
ACGL6.5x7.8%Strong· 77
CINF9.5x18.8%Strong· 79
WRB13.3x5.8%Favorable· 62
Financials median15.2x9.1%65/100

Valuation vs. quality map

sector medianPGRTRVALLHIGACGLCINFWRBCBP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.

5-Year Projection Model

Project revenue → earnings → price. Edit the assumptions to build your own case.

2030 price target (Base Case)

$267.79$420.81

vs. $325.20 today · expected CAGR -4%5%

Metric20262027202820292030
Revenue$64.15B$69.29B$74.83B$80.82B$87.28B
Net income$10.91B$11.78B$12.72B$13.74B$14.84B
EPS$28.12$30.37$32.80$35.42$38.26
Share price (low)$196.83$212.58$229.59$247.95$267.79
Share price (high)$309.31$334.05$360.78$389.64$420.81
CAGR (low–high)-39% / -5%-19% / 1%-11% / 4%-7% / 5%-4% / 5%

Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.

Bull Case

The case for CB:

  • High net margins (18.6%) point to pricing power or efficiency.
  • Strong return on equity (15.7%) shows capital is put to work well.
  • Healthy free-cash-flow yield (~5.4%) funds buybacks and dividends.
  • A conservative balance sheet (debt/equity 0.2x) lowers risk.
  • Our model's overall read is Favorable (70/100).
Bear Case

The case against CB:

  • Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Key Risks
Research

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Investment Thesis
Research

On balance, the fundamentals screen favourably: Chubb Limited is a large-cap financials business growing at a mature pace, with solid profitability, and a sound balance sheet. It trades at 11.1x earnings, which our model scores Favorable (70/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.