AON
Aon plc
$313.63
▼ 1.3%Updated Today 7:15 PM ET
▼ Down 9.4% over the last 12 months
Market Cap
$67.86B
P/E
17.18x
Forward P/E (est.)
12.27x
ROE
45.1%
Revenue Growth
6.9%
EPS Growth
55.3%
Profit Margin
22.5%
FCF Yield
4.4%
Debt / Equity
1.63x
ROIC
14.0%
Interest Coverage
8.98x
Current Ratio
1.07x
Dividend Yield
1.0%
Implied Growth (rev. DCF)
4.1%
Rating Score
68/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what AON's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. AON trades near $313.63, below its 50-day average ($322.53) and 200-day average ($338.16). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 58 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. AON's is $7.96 (~2.5% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month AON found buyers near $311.07 (support) and sellers near $340.76 (resistance); its 52-week range is $304.59–$381.00. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 1.2× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Aon plc (AON) is a large-cap company in the Insurance Brokers industry, part of the Financials sector of the S&P 500, with a market value around $67.86B.
In its latest reported year it generated about $17.18B in revenue and $3.69B in net profit.
Our model rates AON Favorable (68/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
9.0%
Revenue moved from $12.19B in 2021 to $17.18B in 2025, a 9.0% compound annual growth rate. The most recent year grew a steady 6.9% year over year. Slower, mature growth is common for established businesses.
Gross Margin
47.8%
Operating Margin
25.3%
Net Margin
21.5%
ROE
45.1%
Aon plc keeps about 22.5% of each sales dollar as net profit, with a 47.8% gross margin and 25.3% operating margin. Return on equity is 45.1% and return on invested capital about 14.0%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$15.25B
Net Debt
$14.07B
Net Debt / EBITDA
3.24x
Debt / Equity
1.63x
Leverage: debt-to-equity is 1.6x, and operating profit covers interest about 9.0x, with a current ratio of 1.1x. That is elevated leverage, which raises risk if earnings or rates move against it. It carries roughly $15.25B of total debt against $1.18B of cash.
Operating CF
$3.48B
Free Cash Flow
$3.22B
FCF Margin
18.7%
In the latest year Aon plc produced about $3.48B of operating cash flow and $3.22B of free cash flow after capital spending. That is a free-cash-flow yield of about 4.4% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
17.18x
P/S
4.11x
P/B
7.77x
EV / EBITDA
18.77x
AON trades at 17.2x trailing earnings (about 12.3x on estimated forward earnings), 4.1x sales, and 7.8x book value. Reverse-engineering today's price implies the market expects roughly 4.1% long-term free-cash-flow growth. That is a fairly typical valuation for a profitable company.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How AON stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), AON ranks #27 of 76 by our overall rating. It trades at roughly in line versus the sector on earnings (17.2x P/E vs. 15.2x median) with a higher return on equity (45.1% vs. 15.3%) and slower revenue growth (6.9% vs. 9.1%).
P/E vs sector
17.2x
median 15.2x
ROE vs sector
45.1%
median 15.3%
Growth vs sector
6.9%
median 9.1%
Sector rank
#27
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$248.22 – $421.97
vs. $313.63 today · expected CAGR -5% – 6%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $18.38B | $19.67B | $21.05B | $22.52B | $24.10B |
| Net income | $4.04B | $4.33B | $4.63B | $4.95B | $5.30B |
| EPS | $18.94 | $20.26 | $21.68 | $23.20 | $24.82 |
| Share price (low) | $189.37 | $202.62 | $216.80 | $231.98 | $248.22 |
| Share price (high) | $321.92 | $344.46 | $368.57 | $394.37 | $421.97 |
| CAGR (low–high) | -40% / 3% | -20% / 5% | -12% / 6% | -7% / 6% | -5% / 6% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for AON:
- High net margins (22.5%) point to pricing power or efficiency.
- Strong return on equity (45.1%) shows capital is put to work well.
- Healthy free-cash-flow yield (~4.4%) funds buybacks and dividends.
- Our model's overall read is Favorable (68/100).
The case against AON:
- Elevated leverage (debt/equity 1.6x) adds financial risk.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Balance-sheet risk — debt/equity of 1.6x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Aon plc is a large-cap financials business growing at a mature pace, with solid profitability, and a heavier debt load to watch. It trades at 17.2x earnings, which our model scores Favorable (68/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.